There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:How is the pre-existing condition established by the plan?Does the visitor need to bring medical history/chart

A:
As most of the plans do not cover the cost of pre-existing conditions you are not required to disclose anything to the insurance company at the time of purchase. If a claim is filed the attending physician will submit the full medical record along with their notes and if necessary medical records from the home country could be requested at that time.
{{currentOrigin}}/answers/visitors-medical-insurance/how-is-the-preexisting-condition-established-by-the-plandoes-the-visitor-need-bring-medical-history-19172/

Q:WHen filing a claim with the insurance provider can they issue a check in the name of the immediate family whom I am visiting. If not, how can i cash the check when I do not have a locak bank account?

A:
When you fill out a claim form it will ask you on the form if you would like any reimbursement payment to be made to someone else. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-insurance-usa/filing-claim-insurance-provider-check-bank-account-67359/

Q:Norwegian Cruise January 2023. Looking for travel insurance to cover medical emergencies only. Best options and costs?

A:
You may obtain a quote and purchase Travel Medical Insurance online or over the phone by contacting our office at +1 (866) INSUBUY 467-8289. The premium is based on a few factors such as the ages of the insureds, travel dates, and policy maximum limit you select. If you have any additional questions or need further assistance with a quote, please contact our office.
{{currentOrigin}}/answers/international-travel-health-insurance/how-much-is-travel-insurance-for-a-norwegian-cruise-10768/

Q:Hello. I would like to know if insurance plans provided by your company to F1 students are underwritten within the United States?

A:
All of the International Student Insurance plans we offer are from US based companies. If you need a plan that meets specific requirements, you may send those to us at info@insubuy.com. We can confirm we have plan that fulfills your school requirements, and let you know which ones we recommend. You may also obtain a plan recommendation by contacting our office at +1 (866) INSUBUY 467-8289.
{{currentOrigin}}/answers/international-student-health-insurance/are-the-international-student-insurance-plans-underwritten-in-the-united-states-93265/

Q:We are immigrating to the USA in October. My wife is due to give birth in December via C-Section as our previous 2 kids(8&9 years) have been via c-section. Can you assist me with insurance cover?

A:
There unfortunately is not a short term medical plan that will cover any maternity related expenses. If eligible for a long-term domestic insurance plan , this may be a better option for this case. We here at Insubuy do not offer Long-term Domestic insurance so we would not be able to assist in this case.
{{currentOrigin}}/answers/new-immigrant-insurance/we-are-immigrating-to-the-usa-in-october-my-wife-is-due-to-give-birth-in-december-via-csection-20770/

Q:I am Looking for a policy for my parents. Have earlier always bought Safe travels America from Insubuy. This time I realized that the max coverage is 50K, now when I see other policies where coverage/policy maximum is more (100K) individual categories like outpatient surgery says 6000 what does that mean if there is a surgery required would insurance pay till 6000 or up to 100K

A:
For the Safe travels Elite and other Fixed coverage plans they cover fixed amounts depending on a schedule of benefits. we always recommend you purchase a Comprehensive plan since most of them cover up to 100% after the deductible.
{{currentOrigin}}/answers/visitors-insurance/max-coverage-is-50koutpatient-surgery-says-6000-what-does-that-mean-would-insurance-pay-till-6000-50800/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More