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All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I have a question concerning the "Atlas America" health insurance. My friend is Brazilian and is a student at UCLA (in F1 status). We would like to go skiing this weekend (in the US) however her health insurance does not cover adventure sports. Can you please confirm if your Atlas America insurance covers skiing accidents?

A:
The Atlas America plan does provide coverage for recreational snow skiing as long as you are not skiing outside of mark in-bound territories and/or against the advice of the local ski school or local authoritative body.
{{currentOrigin}}/answers/international-student-medical-insurance/atlas-america-coverage-recreational-snow-skiing-for-f1-visa-holder-71011/

Q:I am looking for an insurance coverage for my spouse who holds J2 visa at Pennsylvania State University. I need a coverage for the period of February 1 to August 20, 2019. I am wondering if you have a coverage plan that is suitable to the requirements determined by Penn State University main campus. Below is the requirements: All requirements must be met for a waiver to be granted: U.S. carrier or entity is approved to do business in the U.S. and compliant with all guidelines of the Patient Protection and Affordable Care Act (PPACA) Carrier has a filed and approved health insurance policy with the Commonwealth of Pennsylvania Department of Insurance or has a sponsored insurance plan that meets the waiver standards and is approved by the Student Health Insurance Office, together with a letter of financial guarantee directly from the plan sponsor Coverage for 100% of preventive and contraceptive care (preventive examinations, immunizations and screening tests, as required by the PPACA and the Commonwealth of Pennsylvania for student health insurance plans) Coverage for pre-existing conditions with no waiting period Deductible no greater than $500; Coverage for all essential benefits for accident and sickness, including prescription drug coverage, without limitation Maternity Benefits (or Pregnancy) covered as any other illness or injury; Inpatient and outpatient mental health/substance abuse as any other condition No exclusions for injury or illness as a result of alcohol, drugs or attempted suicide Worldwide coverage $3,000 In-Network out-of-pocket maximum $15,000/$30,000 Out-of-Network out-of-pocket maximum OR U.S. employer-sponsored health insurance in place of standards 1-12; And Medical evacuation ($100,000/Repatriation ($50,000) minimum limits. Thank you. Have a wonderful day.

A:
If you need PPACA compliant plan you need to purchase insurance through your school. You will not find any insurance only for her, which meets the requirements below.
{{currentOrigin}}/answers/f1-visa-insurance/insurance-coverage-for-f2-visa-holder-with-requirements-ppaca-compliant-39717/

Q:Hello, I'm trying to buy a International Travel Medical Insurance and my daughter as my dependent. I'm holding F2 visa and my citizenship is CHINA. My daughter was born in U.S. Does your Atlas America Plan suitable for us? if not, Do you have any plan suit for this kind of situation to recommend? Thank you very much!

A:
Atlas America plan can be suitable for F2 visa holders depending on your university's requirements and the state you are physically located in at the time of purchase. Atlas America plan is available only for Non US Citizen. US Citizen is not eligible.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/international-travel-medical-insurance-for-f2-visa-holder-and-us-citizen-atlas-america-plan-23248/

Q:I am looking to get some more information in regards to your cancellation policy. I am looking to book a trip with my friend and he is training to be a doctor. He is taking exams soon and if he passes we will be able to go but if he fails we will not be able to as he will need to resit the exams. Do you cover for this type of reason? I am from the UK and have a English passport and I am looking to travel to Thailand on holiday.

A:
Unfortunately, this would not be a covered reason on any trip insurance plan.
{{currentOrigin}}/answers/vacation-insurance/cancel-travel-for-failed-exam-41706/

Q:I am looking to get some more information in regards to your cancellation policy. I am looking to book a trip with my friend and he is training to be a doctor. He is taking exams soon and if he passes we will be able to go, but if he fails we will not be able to as he will need to resit the exams. Do you cover for this type of reason? I am from the UK and have a English passport and I am looking to travel to Thailand on holiday

A:
Unfortunately, this would not be a covered reason on any trip insurance plan.
{{currentOrigin}}/answers/vacation-insurance/trip-insurance-cancel-for-exam-retake-56493/

Q:Hi, im looking to purchase a J1 insurance for a year length. I was looking into your site but I don't understand, I want the cheapest plan that you offer and that meets all the minimum requirements of the J1 visa, the plan I'm interested in Student Secure Smart Underwriter LLoyds. But that plan offer the minimum of the J1 visa requirements ? -Medical benefits of at least $100,000 per accident or illness -Repatriation of remains in the amount of $25,000 -Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000 -A deductible not to exceed $500 per accident or illness.

A:
Yes, the StudentSecure Smart meets the minimum J1 requirements.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/affordable-insurance-plan-that-meets-the-minimum-requirements-for-j1-visa-73283/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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