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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am Talal and I am on J1 visa in United States attending University. I want to have insurance for my wife who is on J2. My question is that her Visa expires in August 2019 ,so do I need to get her insurance till August 2019 according to her visa date or can I get her insurance till the December 2019 as she is going to stay with me till December 2019 based on the fact that my studies would complete by December 2019. Let me know if the insurance dates are also dependent on Visa or DS-2019 form dates.What would be the best option for me. She arrived in US on 20th Jan 2019.She will not be extending her Visa but she is going to have New DS form issued from the Fulbright in August 2019 which will be I guess valid through December 2019. There are some requirements by State Department for J2 health insurance which should be met. I think your web does includes those requirements.
Q:I have been a customer of yours for sometime purchasing comprehensive medical insurance for my visits to USA. This year I qualify for medicare so do not need usa coverage, but still need travel medical for other countries I may visit. I am a resident of thailand and a thai citizen and 67 years old. I'm thinking the premium might be less as the risk of an illness in the usa has been removed. Do you have a suggestion?
Q:I am 74 years and my wife 73 years old,have come to USA on green card in Dec 2018. We plan to stay here for 6 months.We need short term health insurance plan,which should cover our pre existing conditions. Please suggest us plans suitable for us
Q:I have been a customer of yours for sometime. purchasing comprehensive medical insurance for my visits to USA. this year i qualify for medicare. so do not need usa coverage. but still need travel medcal for other countries i may visit. i am a resident of thailand and a thai citizen and 67 years old. im thinking the premium might be less as the risk of an illness in the usa has been removed. do you have a suggestion?
Q:My daughter who is 100 percent disabled with complex medical condition and I are taking a cruise in May 2020. She is in perfect health right now when I booked it and remains. I just booked the cruise and put a deposit on the cruise last week. The other two cruises we have booked we did it within a year of travel dates so I was able to figure out entire trip cost at that time and book travel insurance with pre existing and waiver within 30 days of paying the deposit. I am not sure how much the total cost is for the cruise in 2020 so I was wondering how much time do I have to purchase travel insurance with pre existing condition, waiver, cancel for any reason coverage? I am still trying to understand this and how it works.
Q:I am looking for Visitor insurance for my parents visiting US. I need assistance in selecting the right insurance and details regarding the same.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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You don't need to purchase travel insurance for every trip.
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