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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Insurance for my wife I am looking for an insurance for my wife who is going to travel from India to New Jersey for a period of 2 months., She is 18 weeks pregnant now. I would like to know the best suitable insurance coverage for her stay. Could you please advise if any insurance that covers the pregnancy in 2nd trimester. To be clear that, I just need some insurance that covers, if she feel tired, vomit, fever or some other symptoms because of pregnancy (or normal case). She will back to India before her 26th week of pregnancy.

A:
Please look at /atlasamerica-insurance/ It will cover only the complications of pregnancy up to 26 weeks of pregnancy. It will NOT cover any normal, routine or expected expenses related to pregnancy. Please read the policy details carefully. Can you please give me the contact details for atlas America insurance? I see it covers up to 26 weeks of pregnancy but I would like to confirm whether is this applicable for the traveler who is already conceive (18 months)? You can speak with any licensed agent in our office as we are very familiar with the details of this plan. The Atlas America plan will cover if conception as already happened. Please see the following link to the Pregnancy and Maternity FAQ that will have more information about the complications of pregnancy coverage. Pregnancy / Maternity Coverage FAQ: /us-visitor-insurance-for-pregnancy-coverage/ If you would like to contact our office and speak with a licensed agent you can reach us at (866) INSUBUY (467-8289).
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Q:Visitor Medical Insurance Questions Hi Team, Is this quote negotiable? Thanks.

A:
This rate is regulated by govt. so unfortunately this rate is not negotiable. Please read below faq, /best-visitors-insurance-deals/ Please feel free to contact us if you have any further questions. Thanks for your prompt response. Can I pay the premium on monthly basis? Please advise. Thanks. Yes. So select start date 05/25 and end date 06/24. You can renew the policy online before 06/23 using link below, /safe-travels-extension/ Please let us know if you have any further questions. Thanks again. Can this be made as auto-recurring? I don't want to miss my payment schedule. Your response is much appreciated! Short term plan for an international visitor does not allow automatic monthly charge on credit card. But we will send you three renewal reminder. First in 2wks in advance, 2nd in 1wk advance and 3rd in 1 days in advance. So you can renew the policy online or give us a call at (866)INSUBUY and any agent in our office will be glad to renew the policy over the phone. Please let us know if you have any further questions.
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Q:International visitor needs pregnancy coverage I am 7 months pregnant and already in the US on visitors visa. do you have any insurance policies that can cover me? if yes, please give details and the next step to follow. hoping to hear from you soon.

A:
There is no plan for an international visitor which covers pregnancy if you are already pregnant.
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Q:Maternity insurance I'm planning to travel to U.S. and give birth a baby next year. I was wondering do you provide health plans which can cover maternity process rather than pregnancy complication only?

A:
Thank you for your interest in purchasing insurance through us. Unfortunately there is no insurance for an international visitor which covers maternity. You have to pay from your pocket.
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Q:Info regarding Travel Insurance I am trying to buy travel insurance from you. I would like to get few information before buying it: A. I am buying travel insurance for less than a month, is it possible to cancel the insurance and get money back in case i don't make a travel or I don't get visa to the states? B. Is it possible to get the papers via email so that i can submit to the US embassy? Do you send original papers to my address? if yes, how long it takes to come to me (I live in Finland). Please let me know the answers before i start my process to buy an insurance.

A:
a. As long as you cancel before the effective date of the policy, most plans provide full refund. b. Yes, you will get everything by email. c. Most products will also send the papers by postal mail. They are mailed the next business day and they will reach there in regular mailing time.
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Q:Questions before buying travel insurance I have several questions re the travel insurance policy before I purchase your products. Three travelers will travel to USA and Canada, their information are as follows: Traveler 1: male, 50, HK Citizen Traveler 2: female, 45, Chinese-Canadian Traveler 3: Child, 10, Chinese-Canadian They are currently living in Mainland China, but will be in Canada from 18 June 2016 - 10 July 2016, and in USA from 11 July 2016 - 21 July 2016. They want to buy the travel insurance to cover the accident and illness during they are in Canada and USA, but want to confirm: 1. Could you please recommend which product is fit for them? 2. If your products includes direct billing service which could save their large-sum cash payment and the trouble of submitting claim materials when the accident happened? It would be great if you could reply ASAP and guide us on how to choose your insurance products. Looking forward to you reply.

A:
Please look at /atlasamerica-insurance/ It will cover anywhere outside the home country. Atlas America plan participates in First Health PPO network that has participating providers all across the U.S. In Canada, there is no such concept. Therefore, it would be up to the provider to bill directly or not. Please let us know if you have any other questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why purchase insurance from Insubuy®?

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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