There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My wife and I both have Medicare Part A and spend 4-5 months of the year in the USA; do you offer medical insurance that would insure us for what is not covered under Medicare Part A? Also, would the coverage provided include medical evacuation to Canada?

A:
As there are several factors that would need to be determined in order to see what would be available to you , we would recommend calling our office to discuss your situation with a licensed agent. You can reach our office at (866)INSUBUY our office hours are 8:00 AM to 7:00 PM Monday - Friday any agent would be happy to assist you.
{{currentOrigin}}/answers/visitor-insurance/my-wife-and-i-both-have-medicare-part-a-and-spend-45-months-of-the-year-in-the-usa-47291/

Q:Can new immigrant has been lawfully present in US less than 5 years over 65 buy Obamacare?

A:
As we do not have any dealing with the federally funded market place plans. You would need to reach out the Healthcare Market place dieclty for assistance.
{{currentOrigin}}/answers/new-immigrant-health-insurance/can-new-immigrant-has-been-lawfully-present-in-us-less-than-5-years-over-65-buy-obamacare-82616/

Q:I have to visit a urologist and have a bill. Where can I upload that

A:
How to file a claim would depend on which plan you have. If your plan allows access to My Account on the Insubuy website, claim forms will be found there. If your plan does not have access to My Account, how to file claim information is usually located in the confirmation email you would have received at the time of purchase as well as contact information for the claims department on the ID card provided. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/international-travel-health-insurance/urologist-bill-upload-16824/

Q:if i buy this insurance from 12th to 27t this month,and i canccel it on 20th,can i get some refund and how many can i get,any fee for charge? thanks!

A:
Please see the cancellation and refund guidelines for your plan:/cancellation/patriot-international-lite-insurance/ Therefore, assuming there are no claims filed since the effective date, it would depend on if the remaining days that would be pro-rated were more or less than the $50.00 cancellation fee. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/international-travel-medical-insurance/insurance-refund-82543/

Q:Refund. How long will it take it land in account place

A:
Once a cancellation is processed and you receive an email notification that it has been completed, your credit card company usually will credit the refund to your card within 7-10 business days. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/refund-87817/

Q:how do i find the status of my claim(s)? - 1 was for me, 1 was for my wife

A:
You would need to contact the claims department for your plan. Their contact information is located on the back of your ID card. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/international-travel-medical-insurance/status-claims-47637/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More