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All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Parents visiting USA; Insurance needed I have a question regarding the medical insurance for my parents who are here between May 5 and October 31 of this year. They are 76 years (father)and 74 years (mother) old respectively. hey are flying into Newark, NJ to live in Plainsboro, NJ with me for these 6 months. I am looking for a quote for either 50K or 70K with a 200K deductible. I got $458 premium for 3 months insurance for both in the website for the J plan for 50K. I just wanted to know the J plan and K plan terms and benefits. Could you please help.

A:
Thank you for your interest in purchasing insurance through us. As a broker, we provide insurance from most of the major companies that is available in US Market. Essentially all the plan fall into two categories. If you select $70k. You will get only fixed coverage. But if you want to compare fixed plan Vs comp. plan please select $50k. Plan J means you are looking for Inbound USA. Inbound USA brochure, instant purchase and other useful information, /safe-travels-elite-insurance/ You will find more plans at www.insubuy.com Please select appropriate criteria. Select policy max. $50k. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:Pregnant visiting the USA Do you have a plan that covers maternity?

A:
Thank you for contacting Insubuy for your insurance needs. We will need additional information before we can answer this question. What visa status are they on, what state will they be visiting and is the person already pregnant? If you would like to call and speak with a licensed agent please feel free to contact our office. B1 visa She is pregnant Pennsylvania Unfortunately, there is no plan exist for an international visitor which covers maternity if she is already pregnant. You have to pay from your pocket.
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Q:Atlas America Medical Insurance I am planning to visit USA for two weeks, while on visit, I will be driving my friend's car (Not a rental)! Does the insurance cover me if I cause an accident?

A:
Yes, the plan would cover you medically for any new injuries. If you need additional assistance please feel free to contact our office.
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Q:Inbound guest insurance Can you please send the documents for thd inbound guest insurance. I am not able to get it from your website. 1. brochure 2.plan documents. I am looking to insurance my parents and aunt around 45,50,60 year ls of age.

A:
Thank you for your interest in purchasing insurance through us. Inbound Guest brochure, instant purchase and other useful information, /visitor-secure-insurance/ You can also compare Inbound Guest plans with other plans at www.insubuy.com . Please review this plan and feel free to contact us if you have any further questions.
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Q:Coverage Question Pre-Existing conditions I have a question regarding the coverage, planning on buying for my cousin while she's in US. she's a fibromylgia patient and 18 years old. If she's wiling to participate in any of the programs prescribed by the doctors which might involve physical exercises, occupational therapy and any other sort of treatment for her well being, will this be covered as an existing pre-condition ?

A:
Thank you for your interest in purchasing insurance through us. Unfortunately, short term plan for an international visitor does not cover any preventive care related to pre-existing conditions.
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Q:Fixed vs. Comprehensive Insurance plans Please explain to me again the difference of the comprehensive plan below and the fixed plan?

A:
We have sent quote in a separate e-mail for fixed and comprehensive plan. Next to each plan there is a check box. You can check the box and compare the plans side by side. You can read the difference between fixed and comprehensive plan using the link below, /visitors-insurance/ Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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