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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am a international student from University of Texas from Arlington, I would like to waive the insurance my school offered, could you check which insurance plan apply to the criteria my school offered? If there is a plan suitable for me how can I purchase it? If my school think the insurance plan is not applicable, can I get a refund? How much is the insurance annually? FYI I am 29 The criteria as attachment.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, the available plans will not meet the university requirements since they require an ACA plan. For you to get an ACA plan you will have to purchase the one the school offers.
{{currentOrigin}}/answers/international-student-health-insurance/student-insurance-waiver-university-of-texas-arlington-48082/

Q:Good afternoon. I am interested in the smart health insurance for students. I will be studying in Italy, but I want to know if this insurance covers the medical visits and with whom would I need to contact in Italy in order to use the insurance.

A:
Thank you for contacting Insubuy for your insurance needs. Are you in the section of our website for Study Abroad ? If you purchase a plan to cover you in Italy and need to see a provider then you contact a provider. You don't need to contact anyone else in Italy to be able to use insurance. Any new illness or injury that occurs after the effective date of the plan. Most plans do not cover any pre-existing conditions, preventative care, or routine maintenance.
{{currentOrigin}}/answers/international-student-insurance/general-questions-about-international-student-insurance-77800/

Q:I plan to visit Singapore for about a week (say from 15 to 25 October) and I would like to understand the types of travel and medical insurance that tourists to Singapore typically buy for such visits. Thanks

A:
You can purchase the plans in the Travel Health Insurance for Travel outside of the United States . These plans will cover any new accidents or new illnesses that happen after the effective date of the policy. Please use the following link to review the plans: Travel Health Insurance Outside the USA Feel free to contact our office if you need any additional assistance.
{{currentOrigin}}/answers/travel-medical-insurance/health-insurance-for-traveling-overseas-56600/

Q:I am originally from the States but live in Spain with my husband (who is a Spanish citizen). We will be traveling to see my family in Florida for the holidays. I am pregnant with twins and will be 24 weeks when we return back to Spain. I want to make sure that I will be covered in case something goes wrong with my pregnancy. Or if I am unable to travel to the States to begin with. Thanks so much!

A:
Unfortunately, there is not a short term plan that you can purchase to cover maternity related expenses or complications as a U.S citizen returning to the United States
{{currentOrigin}}/answers/visitors-health-insurance/us-citizen-living-abroad-needing-maternity-coverage-98237/

Q:My girlfriend is a US citizen but she has lived in Australia for over 4 years and will be working in Australia for at least the next two years. We are spending 3 weeks in the USA in September. We have return flights booked to Australia. We need travel insurance for her and I am interested in the Diplomat America Plan for her. Under the plan it says "Temporarily visiting U.S. citizen is eligible". Which is great. But then I click on the "Certificate Wording" link and it says that the plan is only eligible for people returning to their home country where home country is defined as, among other things, a place they hold a passport. She does not hold a passport for Australia. Could you please follow this up? Thanks so much and let me know if she is eligible.

A:
The Diplomat America plan is available to a U.S. citizen that is visiting the United States. There is also a plan available called Patriot America Plus that is available. This plan will cover an new accidents and new illnesses that happen after the effective date of the policy. If you have any questions please feel free to contact us.
{{currentOrigin}}/answers/visitors-health-insurance/us-citizen-living-in-australia-visiting-us-97836/

Q:I have read your list but I have unique problem. my current provider only covers in state!! (just found out). need to travel to NJ on sept 14 - 21 (booked already) Need temporary health insurance. Can you help?

A:
You can look at travel insurance plans.
{{currentOrigin}}/answers/vacation-insurance/us-resident-needing-coverage-in-us-87956/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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