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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'm now in the USA and I'm looking for a travel insurance. I was looking into your web page and I think the Patriot Platinum America will be a good insurance for me (With 0 U$S deductible and 1000000 U$S policy max). I just have a few questions: 1) Does this insurance cover my trip back home and any problem I may have during that trip? (For example if I lost my luggage). 2) If I need to use this insurance, I just go to one of the places in the PPO Network or should I do something before? I don't have to pay anything, right? 3) Where I can find a log of doctors, hospitals, etc that are in the PPO Network? I am from Argentina and 22 years old. I arrived to the USA on January 23th and I want an insurance from March 1st to March 14th.

A:
Thank you for your interest in purchasing insurance through us. The plan will cover you anywhere outside of your home country including during your return home as long as you include the day of travel according to US eastern standard time. There is a benefit of $500 for lost luggage. If you have any new illness or injury after the effective date of the policy then you can go to a provider on the network and it will be up to the provider if you would need to pay up front or if they will file the claim for you. Here is the link for the PPO network If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/visitors-insurance-usa/ppo-network-in-patriot-platinum-america-63568/

Q:Which policy maximum per person is better to choose?

A:
Since health care costs in the US are very expensive it's recommended that you choose the higher amounts. The specific amount you choose is based on your needs. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/visitors-insurance-usa/policy-maximum-in-visitor-medical-insurance-coverage-36769/

Q:Looking for best pre-existing coverage for my mother-in-law who is 60 years.

A:
What pre-existing condition are you looking to have coverage for? Most plans will cover for the Acute onset of the pre-existing condition. Link for more information on Acute onset You can find many plans on our website If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/visitors-insurance-usa/acute-onset-coverage-for-visitors-to-the-usa-50984/

Q:To whom it may concern: US citizen living in Republic of Ireland. Have holiday planned to Norway. Work high pressure job and am always on call; there is a possibility the boss could recall me from holidays or that I'd have to cancel them so your cancel for any reason travel insurance appeals because this has happened before and I have been out of pocket. More information on the topic and a quote would be much appreciated.

A:
Thank you for your interest in purchasing insurance through us. Cancel for any reason plan is available only for US Resident so you are not eligible to purchase that plan.
{{currentOrigin}}/answers/travel-insurance/safe-travels-international-trip-protection-insurance-for-non-us-residents-83200/

Q:I am travelling to Boston, US in couple of days along with my wife. She is 2 months pregnant now. Will your insurance cover her medical expenses while she is in U.S What all would be the exclusions from your end and expenses that I may have to spend

A:
Thank you for your interest in purchasing insurance through us. There is no plan that covers pregnancy for an international visitor. Some plan covers complication of pregnancy up to 26wks only after that she will not have any coverage related to her pregnancy.. How long do you need coverage for her? If you need for short duration you can have this Atlas America plan. Please review this plan and if you have any further questions feel free to contact us.
{{currentOrigin}}/answers/visitors-insurance-usa/complications-of-pregnancy-maternity-coverage-in-atlas-america-visitor-insurance-plan-88334/

Q:I am interested to gel a health insurance for me, directly It is possible. I am currently living in Ireland but Im going to go to Switzerland before go back home (venezuela) and I need to know if I can get a policy with you. Please let me know

A:
Thank you for your interest in purchasing insurance through us. Per your message below, it appears you are needing coverage for a Schengen visa for Switzerland. I am attaching a link with the plans that will meet those requirements. - Schengen Visa Insurance If you need additional assistance, please contact our office.
{{currentOrigin}}/answers/europe-travel-insurance/health-insurance-for-schengen-visa-47006/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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