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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:i will be traveling to turcs and caicos with my husband from 10 to 13 of dicember, how much will cost the traveling insurance?

A:
You may view and quote plans in the COVID-19 Travel Insurance with Quarantine Coverage section of our website. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:We have prepaid for a sailing week with Festiva Sailing. The cost of a week on a Festiva boat was approximately 3900 total for 2 of us. Our trip begins on December 18, 2021. Our airfare was purchased using frequent flier miles. We are worried about the new variant. We are both vaccinated and boosted, but still feel uneasy. How can we determine if "cancel for any reason" covers COVID "fears"?

A:
Thank you for contacting Insubuy. The cancel for any reason benefit always you to cancel the trip for any reason not listed in the policy such as you no longer wish to travel due to COVID-19 fears. If you have any additional questions, please let us know.
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Q:for travel pass of Thailand travelling from USA what is minimum validity period for a insurance policy. if the person is holding non immigrant dependent visa. will return back to usa in 20 days.

A:
Thank you for contacting Insubuy for your insurance needs. You would want to purchase the insurance for the entire duration of your trip. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/international-travel-medical-insurance/covid-19-medical-coverage-for-travel-to-thailand-93193/

Q:I am seeking a policy that will reimburse if I needed to cancel for any reason a family trip to Italy in May.

A:
You may view and quote plans in the Trip Insurance section of our website. There you will be able to view and compare the plans available. Should you need assistance you may also call our office at +1 (866) 467-8289.
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Q:I'm trying to obtain insurance for my mother and sister whilst visiting us here in the states My sister has a few pre existing conditions and I need to know that these will be covered How do I find out about this Thanks

A:
Thank you for contacting Insubuy for your insurance needs. We have numerous products available for those traveling on a visitor visa that can be found in the Visitors to the USA section of our website. There you will find the applicable plans to view and quote. With regard to pre-existing conditions, the visitor insurance plans available on the market are designed to cover the new illnesses and injuries contracted after their effective date. The plans will exclude the coverage for pre-existing conditions, preventative and routine care. However, there are plans available that will have an acute onset benefit available which could be beneficial for your situation. Please read over the details of the policies and if you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/visitors-insurance-usa/visitor-insurance-for-relative-traveling-on-visitor-visa-with-pre-existing-conditions-42578/

Q:I submitted a claim on November 9th and I did not received any response yet.

A:
As a insurance broker, we do not have access to claim information due to HIPAA laws. You will want to contact the claim department directly through the contact information listed on the claim form. Alternatively, you may call our office at +1 (866) 467-8289 for additional assistance.
{{currentOrigin}}/answers/international-travel-health-insurance/claim-assistance-for-safe-travels-plan-77334/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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