There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am a J1 holder arriving in US on 24th May 2017. My program extends till 3 September 2017. Can you suggest me a plan that meets the minimum requirements? - Medical benefits of at least $100,000 per accident or illness - Repatriation of remains in the amount of $25,000 - Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000 - A deductible not to exceed $500 per accident or illness. Can you please suggest a plan?

A:
All of the plans in the J1/J2 Visa Insurance section of our website will meet the basic requirements listed. If you would like for us to send a quote from this section then please provide your age, state, and if you are attending school or doing research. You can also contact our office for additional assistance.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/j1-visa-holder-minimum-requirements-health-insurance-75548/

Q:My wife is a new immigrant, she will enter the U.S with a visa but no greencard on hand yet, no SSN, just her Philippine passport and U.S immigrant visa. In the mean-time I would like to get her health coverage in California. We would like something that covers Emergency room visit, primary care visit and/or urgent care

A:
One plan we would recommend is from the short term domestic section of our website, National General. The medical plan will cover any new illness or injury that occurs after the effective date and is available for 3 months. Another plan that she will be eligible for is International Major Medical. You can review the different plans and determine which plan you prefer. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/new-immigrant-to-us-health-insurance-80552/

Q:In January 2017, I finally received my green card. This month, I got divorced from my wife (also a green card holder) and will lose my health insurance I had through her job at the end of June. I am self-employed. I am going back to my own country now, but will be back in mid-September 2017. I want to make sure that I can purchase health insurance to fulfill the Obamacare requirements, but I am not eligible for the CT marketplace, as I am a new green card holder. Are there any options for me ? Will I be able to purchase an Inbound immigrant insurance on this website in my situation when I am returning in September? If so, will that fulfill the Obamacare requirements? I would appreciate your advice.

A:
The plans that we offer in the New Immigrant section do not meet the ACA requirements. There will be a few plans that you can purchase but they will be available only until you are eligible to purchase a long term plan. These are short term plans that will cover new illnesses or Injuries that occur after the effective date. They do not cover pre-existing conditions so they do not meet the ACA requirements. There is one plan in the short term section, National General that you can purchase for 3 months at a time. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/new-immigrant-insurance/green-card-insurance-short-term-33200/

Q:I'm an Indian student residing in Israel. I'm traveling to UK from Israel for a week. Is it possible to buy insurance from your company?. Please let me know

A:
Thank you for your interest in purchasing insurance through us. You can purchase Atlas International plan. This plan will provide you coverage worldwide except your home country. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/international-student-health-insurance/study-abroad-insurance-requirements-17638/

Q:Hello, my name is Vitalie I am from Moldova, I am looking for a medical insurance for my family. May you help me? My wife is 34 years and 3 kids (8, 5 and 1 year old). The minimum requirements for medical coverage must be: 1.Medical maximum benefits of at least $400,000 per person. 2.The Deductible should not exceed $1000 total for entire family. 3.Repatriation of remains $50000 should a death occur in the U.S. My family has diplomatic visa A2, and no additional requirements. I will be in Alabama, Montgomery. since Jun 10, 2017 to Jun 6, 2018. I need insurance just for family wife 34 years 3 kids (8,5 and 1 year old)

A:
The plan I would recommend is the Atlas America plan. That plan is family friendly so 1 of the children will be free. See the link provided for more information including the instant purchase link. Please feel free to contact our office for additional assistance.
{{currentOrigin}}/answers/visitors-health-insurance/health-insurance-a2-visa-holders-with-requirements-family-friendly-55067/

Q:My parents are traveling to USA and I am looking for medical insurance for them. My father has had a heart attack 3 years back and is 71 years old. Can you let me know the plans that you offer that would be most suitable.

A:
It's very difficult to get an insurance for age 70+ which covers an Acute Onset of Pre-existing Conditions. We have couple of plans which covers an acute onset of pre-ex for 70+ (anything related to heart conditions max. benefits will be $15K). Please look at Safe Travels USA Comprehensive. You can also find more plans at our website. Please enter appropriate criteria. You will find may plans, narrow by pre-ex coverage (Acute onset) and compare them side by side. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/visitors-health-insurance/health-insurance-traveling-to-us-pre-existing-conditions-heart-attack-42756/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More