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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q: I have a green card and am visiting USA for 3 months. I need comprehensive coverage with vision plan that covers eye glasses as well.

A:
We would be glad to advise. Plans for Visitors on Green Cards can be found through the following quote link: Visiting USA on Green Card Plans However, none of the plans for visitors will cover vision related services or eye glasses. We do have a discount plan called Careington, that includes some discounts on vision appointments and glasses. I have also attached that plan information below as well for you to review. If you decide to purchase the discount plan, it would be separate from any travel medical insurance plan you decide to enroll into. Careington Discount Plan If you have any questions, or need any additional assistance, please let us know.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/new-immigrant-insurance-with-vision-61568/

Q:In reading the Atlas America plan details, I had some questions: 1. Geographic Restrictions state: US states - physical presence at time of application. Unavailable: Maryland, New York, Washington - can you explain what this means? 2. Atlas Series - Outstanding Restrictions: Includes individual travel, multi trip, and group insurance in Atlas series of products. Please explain what this means.

A:
We would be glad to advise. The physical presence restrictions on the Atlas America plan apply to the U.S. states of New York, Maryland, and Washington. The restriction means that if the proposed insured is in any of those states when trying to purchase the insurance, they cannot purchase it, and would have to choose a different plan. If they are not physically in one of those states at the time of purchase, then purchasing is fine. So for example, I have a visitor coming to visit me from Spain and I live in New York. If they have not yet arrived in New York, I can buy this plan and once they do arrive, they will have coverage in New York as well as all other 50 states. If they have already arrived in New York, I cannot purchase this plan for them. As far as your question about the Atlas Travel Series- it means all plans under the Atlas group have the same above restrictions. So for example, Atlas America, Atlas Essential, Atlas Premium America., etc. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-medical-insurance/geographic-restrictions-visitors-insurance-70782/

Q: I saw the J1 visa medical insurance for Atlas America, but I do not know whether it meets the ACA requirements the University asks for.

A:
We do not offer ACA compliant plans, and therefore will not have any plans available that will meet your requirements. The only place we are aware of that a J1 visa holder can obtain that kind of coverage would be though the University itself.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/j1-aca-compliant-plans-29166/

Q:We are going on a cruise. Which option do I choose for coverage area: "USA and During travel" or "International Including USA"?

A:
You would put International including USA to make sure the available plans will cover everywhere.
{{currentOrigin}}/answers/visitor-insurance/coverage-for-cruise-20751/

Q: I would like to buy travel Insurance for my 2 Guest from USA, they are traveling to India from 3rd Feb till 24th Feb 2020.

A:
If you are wanting Travel Medical Insurance for them while they are in India and traveling, you will find those plans here: Visitors to USA If you are needing Trip Insurance, which can cover for specified reasons for Trip cancellation, flight delays, etc., and can also include medical coverage, those plans can be found here: Trip Insurance If you have any questions or need any additional assistance, please let us know.
{{currentOrigin}}/answers/visitors-medical-insurance/health-and-trip-insurance-10292/

Q:We are a brazilian family of 5 travelling to the United States in the beginning of February, We will be spending 7 days in Florida and 7 days cruising. I always buy insurance from Insubuy, but this time I am having a problem: my mother is coming with us and she's 81 years old. She's in very good health, but I need an insurance for emergency (broken bones for instance) and repatriation. I can not find an affordable/ reasonable option for her.

A:
You would search for a plan separately for her by choosing the $50,000 policy max. The cost for her will be higher because of her age. If you need assistance with the quote please feel free to contact our office and we can assist you over the phone.
{{currentOrigin}}/answers/visitors-insurance-usa/policy-maximum-forage-80-plus-94494/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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