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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Does visitors insurance cover pregnancy ?

A:
Unfortunately, there are no plans available for travelers that will cover for maternity or delivery related expenses. However, some plans like Atlas America, do offer coverage for the Complications of Pregnancy within the first 26 weeks. Complications of Pregnancy is defined as Illnesses whose diagnoses are distinct from Pregnancy, but are adversely affected by Pregnancy or caused by Pregnancy, and not associated with a normal Pregnancy. This includes: ectopic Pregnancy, spontaneous abortion, hyperemesis gravidarum, pre-eclampsia, eclampsia, missed abortion and conditions of comparable severity. If you would like to have maternity covered in the US, you will have to purchase domestic insurance or pay out-of-pocket for all related expenses. If you have any additional questions please let us know.
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Q:I am a US citizen and will travel from USA to EU. Travel Insurance Policy states coverage of preexisting conditions up to a policy maximum with Primary Health coverage and up to 20000 without it. I have a health insurance plan in USA but they don't cover anything abroad. Is it considered Primary Health coverage?

A:
Yes, even if your primary insurance does not cover you abroad, you would still be considered to have a primary insurance in the United States. Be advised, that your Primary Plan would need to remain active while you are traveling abroad for you to remain eligible. If you have any additional questions please let us know.
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Q:I landed in the US last week. I want to buy health insurance for the next 15 days of my stay. Can I buy it now?

A:
Yes you are able to purchase some of the available plans even if you are already at your destination. Visitors to USA: /visitors-insurance/
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Q:Hi, My Parent expired suddenly in the USA. We had to rush to hospital and where he was declared dead. we took his body to India after all procedures and formalities. We could not get time to submit claim etc., I have logged into his visitor coverage and see that there is no options for claim. Please help and provide support.

A:
We are sorry to hear of your loss, our condolences. We recommend you contact your insurance company's claims administrator, WorldTrips. If you're calling from within the United States, Please use their toll-free number at 800.605.2282. If calling from outside the United States, please call 317.262.2132. State the country and area code where you're located. Note, they do accept collect calls. If you have any other concerns, please do contact us.
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Q:I am taking the atlas America for my parents - during their travel back to home - India from USA. Is this plan cover London incase of medical emergency? They are traveling from Dallas to London and London to Delhi

A:
The atlas america plan covers anywhere outside the insured's home country including the UK
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Q:Hello. My parents are new immigrants from Colombia. We are shopping for medical insurance for them and cant figure out what they qualify for. they are 75 and 80 years old...and one of them has ALS. Any suggestions on where to start looking

A:
If they are coming as new immigrants we recommend calling directly and one of our agents can assist with locating a plan. If they are still coming on a visitors visa we first recommend you go to our site and make a quote and we can go from there Visitors to USA /visitors-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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