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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I've tried to compare the ExchangeGuard Choice and Essential, but cant find any major differences other than the small price change. Do you have any recommendations on which to choose?
Q:I am an air traffic controller looking for "loss of medical" /disability insurance. Do you provide this?
Q:My wife and I live in Mexico 10-11 months out of the year. I am 38 and she is 33. Both are very healthy. We need a basic plan that covers us in the case of an emergency with a low deductible. What are you options? We'd do a year to year plan.
Q:I'm an international student from Norway with insurance, but they don't cover coronavirus. I'm thinking about going back to LA the 20th until December 1st and wonder if you guys cover COVID related issues, I've been in Norway since March and really want to come back but I need to be safe, worst case. I'm 24 years old, which plan would you recommend for me?
Q:Hi, I am travelling from a place that does not have COVID-19 (last case was in April 2020) for a period of 2 weeks to the USA. What coverage amount and length, do you recommend?
Q:I need to visit a gynecologist and I have the following questions? How do I find a doctor who accepts the insurance? Are there any preferred providers listed? Do I need to fill in the precertification before the visit or the healthcare provider will fill it ? How is the payment to the healthcare provider paid? Should they bill the insurance directly?
Can't find answers to your questions?
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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