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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:If I select the plan 'Visitor Secure' for a full year can I pay it monthly?

A:
The plan does not have a automatic monthly renewal rate however if you do not know how long you are staying at your destination you can extend the plan each month before it expires.
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Q:Does the policy 'Visitor Secure 'cover outside the US for health travel insurance for American citizen? For example does it cover the EU and UK?

A:
Yes a US citizen traveling outside the US can purchase the Visitors secure plan. If you have yet to make a quote, you can use the link below Travel outside US: /travel-health-insurance/
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Q:My wife, a citixen of India, is 55 years old and will be visiting the USA for about 75 days.What is the maximum insurance she can get that includes coverage of pre-existing conditions?

A:
Visitors Protect is the only plan that offers coverage for pre-existing conditions, but it still cannot be known, expected, or routine treatment. It has a 90 day minimum purchase and $1500 deductible built into the plan for anything relating to a pre-existing condition. It must be purchased before the insured has left their home country, and the sub-limited maximum amount of coverage that is available for pre-existing conditions is $25,000 ($50k, $100k, or $250k policy max available for expenses related to new injuries or illnesses). Other plans, like Atlas America or Patriot America Plus, do offer the Acute onset of pre-existing conditions. If you would like to learn more about the acute onset of pre-existing conditions please click the hyperlink. You can run a quote in the Visitors to U.S.A. section of the website to see what plans are available. If you have any additional questions please let us know.
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Q:Which insurance is better for immigrant, 66 years old

A:
If you are a new immigrant, you can run a quote in the New Immigrant section of the website. For assistance choosing a plan, it is recommended to call our office at 1(866) 467-8289 and an agent will be able to assist you in English, Chinese, or Spanish. If you have any additional questions, please let us know.
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Q:I am currently in the United States and have applied for a green card. My wife was recently issued hers and now I am in the United States and unable to leave the country until either receiving advance parole or the green card itself. I am 58. I am interested in health insurance options so that I am covered until I become a US resident and have access to the affordable health care act. What are my options?

A:
Based on the information you provided, it is recommended to run a quote in the New Immigrant section of the website to see what plans are available to you. Before purchasing, it is advised to check the eligibility rules and geographic restrictions to insure that you are choosing the right plan for you. This can be found under "policy details" on each plan. If you have any questions, please contact our office directly at 1(866) 467-8289
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Q:What is the cost for health insurance in the Dominican Republic? My wife is Dominican and I am American, but I could renew my Dominican residencia status. We can maintain our current U.S. health insurance, so we only need coverage in the D.R.

A:
To better assist you, I would need more information. Please call our office at 1(866) 467-8289 or email info@insubuy.com for assistance. Our office is open Monday-Friday, 8am-7pm CST.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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