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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:If I go to the ER for emergency do I have to pay upfront all the expenses then submit a claim for reimbursement or does the insurance take over and pay from the start / upfront?
Q:Hello, I have purchased ExchangeGuard Choice and I would like to know whether various vaccinations are covered by my plan.Thank you!
Q:If the insurance started on 10/11/2012 and I want to extend the insurance for 2 more months is that possible ? Is there a maximum amount of time I can extend the insurance at a time ?Also how many times can I extend the insurance ?
Q:If the long stay visa for France is rejected is it possible to get a refund on the medical insurance from yourselves?
Q:need 60 day comprehensive coverage for 87 y/o visiting form UK. hat is the premium?
Q:Hello, the person has a pending green card application, and will need to stay in the USA for 6-8 months until the greencard is approved. She is 82 years old and will be traveling from Colorado to Missouri on Oct 7 through June 1, 2023. What coverage plans would you suggest? We prefer to have comprehensive plans but willing to consider fixed plans.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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