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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Medical Insurance for Pilots Dear Sirs I need medical insurance for pilots with worldwide coverage and repatriation. The basic details of the two crew are as follows:- As per your request Aircraft 1 - (THEY HAVE THEIR OWN COVERAGE NOW) KS (Pilot) Canadian 49 MH (Pilots) Canadian 29 LM (Pilot) Brazilian 41 Aircraft 2 - Global XRS - (THESE WOULD REQUIRE IMMEDIATE COVERAGE) EK (Pilot) Russian 50 RK (Pilot) Canadian 54 SV (Flight Attendant) Portuguese 38

A:
Thank you for contacting Insubuy for your insurance needs. There is a plan called a Patriot America Plus that they are eligible to purchase. This plan will cover them anywhere outside of their home country or country of citizenship. This plan will not cover while they are in flight, if they are working they will have no coverage under this plan. The Patriot America Plus Plan will include medical evacuation and repatriation within the plan as well. Please use the link listed below for more information about this plan. If you have any questions or if you would like assistance from a licensed agent please feel free to contact our office. Patriot America Plus brochure & insurant purchase link: /patriot-america-plus-insurance/ Thanks for the email but I need this coverage for pilots while they are working. Do you have anything? Unfortunately, there are no plans available which will cover the pilots while working. If you have any additional questions please let us know.
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Q:Visitor insurance for pregnancy and delivery Hello, My wife is in US visit visa. She lives sometimes in Boston and in Michigan as well. I am not sure if she is now pregnant or not. we might go for blood test or other test to confirm her pregnancy. Before I do it, is it possible for me to get an insurance for her? in case the test is positive, will insurance company cover pre delivery medical consultation and delivery or any other complications as well? I look forward to hearing

A:
Unfortunately there is no plan for visitors that will cover pregnancy or delivery. The Atlas America plan will offer coverage only for complications of pregnancy up to 26 weeks. If you need additional assistance please feel free to contact our office. when you say 'complication' does it mean c-section? or issues with child born? what does 26 weeks mean? for example if we get a plan after 20th week of pregnancy. will the insurance cover 26 weeks afterwards? from 20 to 40 weeks or plus? if our test is positive, probably she will be in her 9th week os pregnancy! Please see the certificate wording for more details about what is excluded in relation to pregnancy: /atlas-america/international-medical-insurance.pdf The 26 weeks is referring to the first 26 weeks of pregnancy.
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Q:Pre-existing condition question osteoporosis My mom plans to visit me for a few months from India. She has osteoporosis, but no existing fractures. If she breaks her bone during the visit, will the insurance cover the condition ? Thanks

A:
In general, insurance will pay for new sickness, injuries or accident that may occur after the insurance eff. date. However, Some plan provides acute onset of pre-ex up to age 89yrs.. It will be determined by claim dept. based on the attending physician note whether it comes under acute onset of pre-ex or not. General rule for acute onset of pre-existing conditions, /visitor-insurance-acute-onset-of-pre-existing-conditions/ Please review this and before we suggest any plan would like to know her age. You can find plans at www.insubuy.com Please enter appropriate criteria. You will find many plans and you can also compare the side by side. Please let us know if you have any further questions.
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Q:Which states visitors insurance will cover? Hello, I want to buy visitor insurance for my Dad. He will travel in Florida, Ohio and California. I don't know which should I choose when I fill destination state in travel information. If I only choose one state, will the insurance cover all other two states? Thanks.

A:
When choosing a state you go by the mailing address state. So if your mailing address is in Florida you use Florida as the state. The plans will cover everywhere in the US for visitors. If you need additional information please feel free to contact our office.
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Q:Travel Health Insurance query I am looking for an insurance for my dependents they came on L2 VISA. They are in US from last 30 days and we need health insurance till 20th May 2016 Wife: 30+ Daughter: 5+ State NJ Visa: L2

A:
Thank you for contacting Insubuy. We would recommend purchasing the Patriot America Plus plan for your L2 dependents. We have emailed you a quote with the requested expiration date of 05/20/2016. You may purchase this plan online using the quote or by contacting our office at (866) 467-8289. If you have any additional questions please let us know. Patriot America Plus: /patriot-america-plus-insurance/
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Q:Need Quotation for visitors insurance I have purchased your insurance for the period of 8/23/2015 to 1/1/2016.and I liked the benefits provided. So I again wants to purchase the same for the period of 1/11/2016 to 5/13/2016. Can you please send me the quote for this period?. Moreover I an a international student in USA in PHD program and I am in USA since last four years. Thank you.

A:
Thank you for your interest in purchasing insurance through us. Patriot America plan will cost you $277.42 for the same coverage you had last time. Coverage can start from 01/12 not 01/11. You can purchase Patriot America plan using link below, /patriot-america-lite-insurance/ Or give us a call at (866)INSUBUY will be glad to process the application over the phone.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

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