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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Eligibility question I am a Non-US permanent resident living in New Jersey for almost 7 years now. My employer provide a group health plan, but only covers 10% of premium, so for me it is very expensive. Can I opt-out from the group plan and apply for an immigrant health insurance? Am I eligible for Patriot o CitizenSecure plans? Thanks.
Q:Insurance for son in Mexico My son is in Mexico and we live in Canada. He is there now and has been since January. I want ot know if we can purchase visitors medical/travel insurance for him if he has already left the country. Is there somewhere he can purchase it in Mexico..? Meanwhile I am travelling to the US twice in the next few months for one week at a time..what might it cost me for myself (53 yrs. old) but can I purchase any insurance from your company to cover my 19 year old son while he is in Mexico until May 30th.
Q:Going to Canada for a week Hello I purchased visitors insurance (IMG) through your website for my mother in law. We are planning to go to Canada for a week in June. Will this current insurance cover any potential medical issues in Canada ? If not, please advice me of a plan that does. I need this urgently. Please let me know.
Q:Insurance for summer course I will tavel to the US to attend a summer course (as a student) at the Marine Biology Laboratory (MBL; Woods Hole). My trip will be from 2 May 2009 to 14 June 2009 (6 weeks) and I will be J-1 exchange visitor. I will need medical insurance and evacuation/repatriation insurance as follows: Medical benefits of at least $50,000 per accident or illness with the following provisions: o Co-payment not greater than 25 percent o Waiting period for pre-existing conditions that is reasonable by the current industry standards o Deductible not greater than $500 per accident or illness o Coverage for activities inherent to the exchange program • Expenses associated with medical evacuation in amount of $10,000 • Repatriation of remains benefits in the amount of $7,500 • Policies must be underwritten by a company rated no less than A- by Best or ISI, or AA by S&P, or B+ by Weiss, or must be backed by the full faith and credit of the government of the exchange visitor. Could you advise me on this? Thank you very much in advance.
Q:traveling expenses Hello Could you also tell me what is meant by "traveling expenses" in the trip coverage of Patriot TRIP Lite in case of missed connections ? Are there included the extra costs for having to take an other plane,very probably not at the previous cheap price ? Thank you very much.
Q:Pariot TRIP Lite Hello I'm purchasing a medical coverage and it's offered to me to have also a trip coverage (Patriot TRIP Lite). My trip departure is 22 Feb 2009 and my return date is 22 May 2009. The ticket I bought includes departure and return. Is the trip coverage also for my return trip ? Thank you very much for answering me.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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