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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Trip interruption insurance. We are traveling to Italy to take a 10 days cruise. We have separate coverage for the cruise. But, if we become ill, especially with COVID (we are both double boosted), we want a policy that will pay for food and lodging for the time we have to quarantine and for medical treatment and medication. Also coverage for returning home.
Q:I am trying to figure out what types of health insurance my wife and I need if we lived overseas for 6 months and in the US the other 6 months. We not of Medicare age at this time.
Q:My mother came to visit me and help me taking care of my kid. I bought the tourism premium health care days ago because she's feeling tired sometimes and I am thinking of taking her to a doctor to hear what he says. Just seeing the doctor and do some checks if necessary. I wonder will this be cover by insurance I bought.
Q:Hello, I have several J1 visa employees and would like to purchase this on an automatic basis for them. Is there a discount for purchasing for several employees or is the cost non-negotiable? How would we go about enrolling multiple people easily?
Q:I still need some guidance to select the right policy for my son. He is an internation student coming to Texas in August on a sports scholarship. I would like to ensure he gets the right medical cover and what other travel/personal effects insurance can be added? Also, what is a realistic level of cover needed?
Q:For the quarantine coverage under Safe Travels Explorer policy, does it cover situations where the traveler is required by CDC to have a negative PCR test before allowed on a U.S.-bound flight (back from France). If the traveler tests positive and must wait for 10 days or a negative test before allowed to get on the plane, does the trip delay and interruption coverage apply?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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