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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I require individual comprehensive coverage health insurance .Will be in NC USA mid August,2019.
Q:Hello, I'm a F1 international student at Pepperdine University and my program will start on August 24th, 2019. The program length will be 15 months, would like to know more about purchasing an insurance program for me.
Q:I want to know plans that cover J1 insurance plans which covers following criteria. And I require a J1 heath insurance verification form- how can I get that. 1. Medical benefits of at least $100,000 (US$) per accident or illness; 2. Repatriation of remains in the amount of $25,000 (US$); 3. Expenses associated with the medical evacuation of the exchange visitor (or accompanying spouse or dependent children) to his or her home country in the amount of $50,000 (US$); 4. A deductible not to exceed $500 per accident or illness.
Q:I am looking for a policy for a F-1 Student, that will meet Florida Atlantic University's requirements as follows. Florida Atlantic University Regulation 4.009 Health Insurance for International Students and International Scholars (1) The University sponsors International Students and International Scholars in the F and J non-immigrant visa categories with permission from the U.S. Department of Homeland Security and the U.S. Department of State. International Students and International Scholars sponsored by the University must comply with health insurance requirements of the Florida Board of Governors (BOG) (F/J students), the U.S. Department of State (all J visa holders), and the University Board of Trustees in order to maintain eligibility for the non-immigrant visa programs in which they participate. Authority to establish procedures for verifying compliance is delegated to the Office of Student Health Services and the Office of International Student and Scholar Services. Willful failure to maintain the required insurance coverage will result in termination of participation in the Exchange Visitor Program. (2) Definitions: Exchange Visitor: A citizen of a foreign country who is sponsored or hosted by the University under the J-1 Exchange Visitor Program as a degree/non-degree student, student intern, professor, researcher, short-term scholar, specialist, or other category of exchange visitor status as defined by the Exchange Visitor Program. Exchange Visitor Program: A program administered by the U.S. Department of State that provides qualified foreign nationals with opportunities to participate in educational and cultural exchange programs under a J-1 Exchange Visitor visa. The University is designated by the U.S. Department of State to sponsor Exchange Visitors in the following J-1 visa categories: Professor, Research Scholar, Short-Term Scholar, Specialist, Student Intern or Student. International Student: A student sponsored or hosted by the University who is not a U.S. citizen or permanent resident of the U.S. and who holds a temporary U.S. non-immigrant visa (e.g., F visa or J-1 Student designation). International Scholar: A J-1 Exchange Visitor who is sponsored or hosted by the University under the J-1 Exchange Visitor Program in a category of the Exchange Visitor Program other than Student. (3) No International Student in F or J non-immigrant status shall be permitted to register, or to continue enrollment, at the University without demonstrating that the student has adequate medical insurance coverage for illness or accidental injury. Adequate medical insurance coverage must meet or exceed the requirements of BOG Regulation 6.009, as well as include the following: (a) the policy must have a maximum $400 cumulative deductible per policy year; and (b) the policy must have a minimum coverage of $200,000 for covered injuries/illnesses per accident or illness per policy year with no internal caps or limitations for covered injuries or illnesses. (4) All International Scholars and all accompanying dependents on J-2 visas are required to have health insurance coverage during their period of stay on the University's J-1 program. The health insurance must meet or exceed the minimum requirements set forth in 22 C.F.R. 62.14. Specific Authority: Article IX of the Florida Constitution, 1001.706, F.S., Board of Governors Regulations 1.001 and 6.009; and 22 C.F.R. 62.14. History-New 4-19-82, Formerly 6C5-4.10. Formerly 6C5-4.010. Amended 3-10-11.
Q:In my school's requirement, there's "Reasonable coverage for preventive and primary care, emergency services, hospitalization benefits, ambulatory patient services and or mental health services throughout the academic year." However, I didn't see the coverage of preventive care in the international student plans. Is there any plan that covers the preventative care?
Q:I am writing this letter to request a quote from your company for comprehensive travel insurance against the expenses and damage associated with traveling in India and abroad, theft, death, medical emergencies, luggage loss, flight delay.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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