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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Visitor insurance - Visiting from Australia I live in Australia-I will travel to Canada on September 17,2014-starting a cruise from Vancouver on 10/23/2014 to Hawaii/Tahiti/New Zealand and back to Australia on October 24th 2014. I have 2 coronary stents inserted after a mild heart attack in 2010-I also have hypertension which is controlled by medication. I have had no medical problems since 2010. What coverage can I get and for which countries at what cost? I am 57yrs old-will be 58 when I travel. What is the maximum I can take? Sorry I just found the wording/amount of the policy a little confusing.

A:
You can policy maximum anywhere from $50,000 up to $8,000,000. For any amount up to $1,000,000, please look at /patriot-america-lite-insurance/ For any higher amount up to $8,000,000, please look at /patriot-america-platinum-insurance/ Please note that those policy maximums are for new medical conditions, injuries or accidents that may occur after the effective date of the policy. For sudden and unexpected recurrence of the pre-existing conditions, the maximum coverage is $50,000. You will find all the details on the web site as well you can make an instant purchase online. If you have any other questions, please feel free to contact us at any time.
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Q:AM Best Rating Hello, I would like to buy medical insurance from you. I am trying to look up your AM Best Rating on their website, can you tell me what name should I use in the search. Atlas America does not bring up anything. Thanks,

A:
Thank you for your inquiry about Atlas America. Atlas America is just the name of the insurance product. The name of the insurance company is Lloyds. Also called, Lloyds of London. Therefore, that is what you have to search for. You can purchase it online at /atlasamerica-insurance/ If you have any other questions, please feel free to contact us at any time.
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Q:Insubuy customer reviews I meant to ask 'are you true to your words as shown in the 'About Us' page?' If so, then there must be lots of very satisfied customers and in that case, there must a place (e.g., website) where such reviewers are available.

A:
Hello, Of course, we are true to our words. Yes, we certainly have a lot of satisfied customers. We are one of the largest players in the US within our industry and we have been in business for around 13 years. Please note that most people who have positive experience never both to post reviews or provide feedback. Most people only post reviews when they have bad experience. Therefore, in our industry, lack of bad experience is a good experience. You can review some of the web sites at https://www.immihelp.com/visitors-insurance-reviews/ https://www.immihelp.com/forum/visitor-medical-insurance-for-usa You can also check with Better Business Bureau where we have A+ rating. https://www.bbb.org/dallas/business-reviews/internet-marketing-services/insubuy-in-plano-tx-90039140 If there is anything else we can help you with, please feel free to contact us at any time.
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Q:Medical Insurance Policy Information - Group Accounts Good Morning I am contacting you for information regarding the medical insurance policies that you offer international students whilst they are studing in America. We have a number of students who travel to study in America every year and we are looking for a new company to work with, in relation to covering all of our students with a medical insurance program. Can you please send me information and prices regarding the student policies that you have so that we can take a look and see if we can reach an agreement with your company. We also offer summer camps to our clients so we will need to take out a number of policies both short term and long term. If you could also send me information regarding any company accounts that you may have so that we can keep all of our students under the same policies please forward me this information. I hope to hear from you very soon so that we start a collaboration with your company. If you need more information please do not hesitate to contact me. Many thanks and regards,

A:
Thank you for your interest in purchasing medical insurance for international students studying in the U.S. If they are studying full time in the U.S. on F1 visa, please look at the plans at /international-student-medical-insurance/ If they are on exchange visitors on J1 visa and visiting for short or long term, please look at the plans at /j1-visa-health-insurance/ Some of the plans are available on individual as well as group basis. Most people for summer camp come on J1 visa. I hope that answers your questions. If you have any additional questions, please feel free to contact us at any time.
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Q:Schengen territory insurance Excuse me. I need an official letter in my name stating the following criteria: • Valid throughout Schengen territory. • Valid during the entire travel period (20130929-20131009). • Coverage of at least €30.000. • Coverage includes repatriation for medical reasons, urgent medical care, emergency hospital treatment or death. What should I do? Thank you!

A:
Please visit /schengen-visa-insurance/ and purchase any of the insurance plans listed there. After you purchase the insurance, you will be able to download the visa letter through the link in the email.
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Q:Schengen visa insurance i need travel insurance coverage letter for my schengen visa application. Nov 14-26 are my travel dates. how much and when do i get the letter of insurance coverage.

A:
Thank you for your interest in purchasing Schengen visa insurance. Please look at Atlas International at /atlas-international-insurance/ You will see the prices once you enter your details. Around 20 minutes after your purchase, you can get download the visa letter using a link in the email confirmation. Please let us know if you have any other question. do you send out the insurance letter which contains terminology requirement by schengen visa, i.e. travel insurance, medical benefit, and repatriation benefits. i think they are strict on terminology requirement for travel insurance letter for schengen visa application. Yes. We have been selling Schengen visa compliant insurance since 2003 and we are very well aware of the requirements. You can look at the sample letter at /atlas-international/sample-visa-letter.pdf You can purchase online at /atlas-international-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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