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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I'm interested in buying Patriot Platinum America Health Insurance online. Currently I'm still at home (In Belgium) but will leave for the United States on June 29th. In the online application: should I use my home address (in Belgium) as mailing address or my future address in the United States?
Q:I am planning to take Atlas america comprehensive plan for my mother who is going to visit US. I would like to know whether this insurance plan will cover normal vaccinations like flu shot, TDap etc..
Q:Hi, I am from Vietnam, and am going to come to the US to study my master degree. I want my wife to have coverage while in the US and am interested in Atlas America and American Patriot (I myself have to buy the school's plan). I have some questions about these 2 plans: 1. Does these 2 plans cover the lost/damaged baggage or delayed flight of my wife from Vietnam to the US, or do I have to buy another international plan? 2. Are the PPO networks of 2 plans the same or different? I see Atlas is with First Health network and Patriot is with First Health/Coventry network. 3. From my research, 2 networks are different since I see the First Heath/Coventry providers list includes many providers that I also see in the PPO network of a better plan United Healthcare (the one my school offers). So does it mean Patriot has better and larger network than Atlas has? 4. In Atlas's PPO network, I see no hospitals in Nashville, TN, while Patriot's one has many. Is the database of that PPO network correct since I think it is unusual for a PPO network to have no hospitals in providers list.
Q:I am going to be an international student from this September in UCI (CA). I am looking for the insurance plan meets the following minimum required coverages as cheap as possible: Unlimited benefit per Policy Year 1. The deductible does not exceed $75.00 per injury/illness 2. $ 50,000 Minimum coverage for Evacuation Expenses to your home country if necessary 3. $ 25,000 Minimum coverage for Repatriation of Remains to your home country in case of death
Q:Are the Patriot Exchange Program, Student Health Advantage Standard and Student Secure Budget offered to both middle school student and high school student with F1 visa?
Q:My son has an F1 visa and will be arriving in the US on 31 July. Jefferson Community College has a health care plan but I'm not sure that it covers him for the entire time that he's in the US. I'm still trying to get some answers from them about what he's covered for. We require a comprehensive insurance and preferably one where we don't need to pay an excess when my son makes claims. I look forward to hearing back from you.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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