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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am looking for a medical insurance coverage for someone who is a Belgian (Age:49) DOB is 19-Nov-1973.He is currently in Saudi Arabia and would like to cover his medical bills.

A:
If you do not need coverage in the US, you can run a quote in the Travel Outside U.S.A. section of the website. All of these policies are meant to cover any new injuries or illnesses that were not present in the body before the effective date of the policy, so anything is currently happening would not be covered under any plan. If you have any additional questions please let us know.
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Q:A Tampa couple bought Travelex Insurance for a Caribbean Boat cruise from departing from Fort Lauderdale. We got to the airport and entered customs and immigration. I breezed through no problem. The other person was pulled aside and had carryon searched this took some time andby this time he had to go back to the end of the long line. We missed the plane. No other flights available. Rented a vehicle at the airport and drove to Fort Lauderdale. My suitcase went to the airport and needed to get it. The airport and cruise terminal were close together. We missed the ship by minutes. We called the ship No Luck. Royal Caribbean said call Emergency Tactical Team no luck the first port Haiti does not have a Immigration station there to board ship. The next port was 2 days at sea. I decided not to fly to port. The expense of flight etc. and cruise line was not helpful. We were refused by Travel insurance. I can see why Warren Buffet his company is successful. HahaIs there any recourse?

A:
We are unable to assist with out a policy number. However, when you purchased your plan, you would have received a confirmation email with the contact information for the claims department. You will want to contact that number for any claims related questions. If you have any other questions please let us know
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Q:quote for health medical insurance in the USA for 45 days

A:
If you would like to run a quote for visitors to the USA, you can visit the Visitors to U.S.A section of the website. If you have any addition questions please let us know.
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Q:Can I have a policy which covers both USA and Canada

A:
If you would like to run a quote for visitors to the USA and Canada, you can visit the Visitors to U.S.A section of the website. Be sure to select "USA and during travel" under Coverage Area to insure that the plans will cover you in both the US and Canada. This will not affect the price of your premium. If you have any additional questions please let us know.
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Q:Please advise if it is necessary to get covid 19 vaccination to be eligible for your insurance cover? Would I still be covered if I am not vaccinated but I get COVID whilst travelling?

A:
No, it is not necessary to be vaccinated for COVID-19 to receive coverage. If you have any additional questions please let us know.
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Q:Does American Patriot Lite cover horseback tours in California?

A:
If you will be participating in horseback riding while visiting the US, it would be recommended to purchase Diplomat America with the Low option hazardous sports rider for non-collegiate athletic activities. This will insure coverage for that activity. If you have any additional questions please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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