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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Hello,I am writing to inquire about the insurance coverage for emergency childbirth. I would like to know if the insurance company will bear the costs of the childbirth if it were to take place during our travels. Thank you for your time,
Q:We are U.S citizens who reside in Asia, yet are going back to the U.S for the summer and are not insured in the U.S Is this an option for us?
Q:I'm a US citizen living abroad looking for insurance for a trip back to the states. I will be 33-35 weeks pregnant during this trip
Q:My elderly parents recently got their green card and came to the US on Mar 15,2023. They got insurance from Apr 1, 2023, under ACA with special enrollment as they had entered the country for the first time with a green card. They intend to go back to India in Jul 2023. I am planning to apply for their re-entry permit so that they can stay outside USA for extended period (less than 2 years). I would cancel their ACA insurance when they leave the USA.My question is that when they enter the US again, which maybe in the middle of the year 2024 (outside the open enrollment window for ACA) will they be eligible for Special enrollment for ACA and be able to get health insurance when they enter? Or will they have to wait for the next open enrollment window (end of the year to start insurance on Jan 1 of the next year)?
Q:I have party of 5 with 1 senior of age 72, 2 senior of age 67 and 2 normal adults in age 40-49 and 1 teen under 17. Travel dates are from 4th May - 5June from India to US. Is it advisable to get Group Medical Insurance or separate for seniors (1 each, so 2 in total) and 1 other family (covering rest 3)
Q:My parents aged 70 and 75 are visiting me for 2 months. They don't have pre-existing conditions. I read your FAQ about co-ordination of benefits. It recommended I contact you guys before buying multiple plans. Can you help me pick the right plans to get 500K of coverage for each of them.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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