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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q: I want to buy insurance plan Atlas America but in the chapter "Geographic Restrictions" I found the following note: "U.S States - Physical Presence at time of application - unavailable: Maryland, New York, Washington" Does it mean that this plan does not work in state Washington?

A:
The Atlas America plan is valid in the state of Washington however, if you the proposed insured is physically located in the state of Washington at the time of application you are not eligible for the plan .
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Q:I was looking for your website. I want to buy a health insurance, but I am not sure which kinds of insurance I can buy. I was enter America through Fiance visa, now I am waiting for the green card interview. I have been stayed in here around 16 months. So can I buy the 'The international major medical plan?

A:
You can purchase International Major Medical plan as long as you are NON US Citizen and you can't enroll in the long term domestic insurance or insurance or insurance through your employer.
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Q:Hi, my wife is planning on changing insurances since your insurance has maternity coverage. She is not yet pregnant but in case something were to happen we want to be on the safe side. She is a full-time graduate student on an F1 visa (and so am I) at Bob Jones University in Greenville SC in USA. She is from Poland. Are there any special restrictions that apply to married students if I am not on the same insurance? Are there any special restrictions from someone from Poland? Are there any special restrictions for graduate students? Or are there anything else we should know about?

A:
Please see the answers to your questions below in red. No, as long as she is an F1 she is eligible to purchase the plan. No Please see the certificate wording under eligibility to confirm she is eligible for the plan. If you have additional questions please let us know. If you need additional assistance please feel free to contact our office.
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Q:In terms of medical coverage for visitors insurance, what is the difference between Atlas America and Atlas Premium America . Also, when I buy a visitors insurance is it valid across all states in the US?

A:
Thank you for contacting Insubuy for your insurance needs. The difference between the Atlas America and Atlas Premium America is the travels benefits are increased for the Atlas Premium. You can compare the plans side by side on our website using the link below: Atlas America vs Atlas Premium America The plans will cover all over the US. If you need additional assistance please feel free to contact our office.
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Q:What is the refund or cancellation policy for Safe Travels USA Comprehensive? For some reason if my parents do not come to US, can I cancel the policies and get a full refund?

A:
Please find the Safe Travels USA Comprehensive plan cancellation policy listed below: Safe Travels USA Comprehensive Cancellation Policy If you need any additional assistance please contact our office.
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Q:I only need a repatriation insurance. I would like to ask if you have any insurance that only cover repatriation. I am on J1 teacher status for 10 months in North Dakota.

A:
We offer a Medical Evacuation & Repatriation insurance for just this situation. Please see the link for more information on the Atlas MedEvac plan Atlas MedEvac plan. If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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