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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I want coronavirus insurance, do you have some?

A:
Thank you for contacting Insubuy for your insurance needs. Please use the link provided below to learn more information about coverage for the coronavirus. If you have any additional questions, please let us know. Coronavirus and Travel Insurance can be found here.
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Q:I am interested in the comprehensive policies and let me know which one works best for COVID coverage. My mother is coming to visit on a B2 visa to California and she is 71 years old.

A:
We would recommend the Safe Travels USA Comprehensive plan for your situation. There is no exclusion for the coronavirus under the this plan. Please use the link provided to view the plan details and purchase. You may also want to read over the FAQ for Coronavirus Coverage in visitor insurance plans. Let us know if you have additional questions.
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Q:I am in F-2 visa. I would like to take health insurance from Atlas. I want to choose the comprehensive plan. Would you please let me know the cost and coverage in details. Thanks in advance!!!

A:
Thank you for contacting Insubuy for your insurance needs. Please view and purchase Atlas America details and get quotes at the link provided. Obtain a quote and purchase the Atlas America plan. If you have any additional questions, please let us know.
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Q:Need information on which insurance to buy for parents visiting USA and having health conditions

A:
Insurance for an international visitor provides coverage for new sickness, injuries or accident which may occur after the effective date of the policy. It will not pay for any routine maintenance for pre-existing or preventive care. However, we have many plan that provides coverage for an acute onset of pre-existing conditions. Please find more information regarding the benefit here. Please provide your parents age, travel date, which state do they need coverage and will be glad to send you quote by e-mail. Alternatively, you may view plans and get quotes in the Visitors to the USA section on our website Enter appropriate criteria. You will find many plans and you can also compare them side by side. Please also be sure to read over the FAQ on Covid-19.
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Q:I am planning on travelling back to USA from Singapore on March 23 and will be transiting in Thailand for 2 hours until my next flight. I was wondering if I am still able to purchase a travel health insurance for the trip. The reasons for this is because Thailand apprently needs a health insurance coverage with minimum of 100k usd for covid 19. I am at wits end trying to find an insurance company that still allows me to buy an insurance for myself and my 5 years old.

A:
Thank you for your interest in purchasing insurance through us. You can purchase Safe Travels USA Comprehensive plan if you are visiting USA. There is no specific exclusion for Coronavirus. It will be covered as any other sickness as long as it's not manifest in the body before the effective date of the policy. You can purchase policy max $100k or $250k or $500k or $1mil based on your age.
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Q:My son is 22 years old, American citizen, leaving in Europe this year, needs an insurance for 2-3 months that can cover him in his stay in Virginia beach. Do you offer any policy that will cover for corona virus also?

A:
You can purchase National General short term plan. Clarification on Coronavirus coverage, If the effective date is within 7 days from purchase, then the 7 day waiting period for sickness is applicable. Outside of that exclusion, it would be covered under terms of policy as per the usual deductible and coinsurance. You can also purchase Diplomat America plan as long as his primary residence country is Europe. Coronavirus will be considered as any other sickness as long as it's not manifest in the body before the effective date of the policy. Please feel free to contact us if you have any additional questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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