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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am trying to buy an Insurance for 1 year can you please check this requirements site and confirm if there is an insurance that meets this requirement. Note this requirement is set by my school. https://www.med.uc.edu/student-health-insurance/waive-uc-student-health-insurance/requirements-to-waive-student-health-insurance

A:
Unfortunately there are not any plans that we can offer to you that will meet these requirements. It is recommended that you purchase from you your university to be compliant.
{{currentOrigin}}/answers/international-student-health-insurance/insurance-requirements-international-student-71402/

Q:My parents have diabetes bp.They are not able to travel to India due to this current situation so they need medicine for above conditions. Can you suggest particular plan which cover these conditions

A:
Unfortunately, there are no plans that will cover the cost of pre-existing conditions, routine doctor's visits or items such as medications that are considered routine. This would be an out of pocket expense. The available plans in the Visitor to the USA section are designed to cover the new accident and new illnesses that happen after the effective date of the policy or an acute onset of a pre-existing condition.
{{currentOrigin}}/answers/visitors-health-insurance/my-parents-have-diabetes-and-blood-pressure-they-are-not-able-to-travel-to-india-41886/

Q:our two Employees Currently in South Africa,we want to cover them in Generali Global Health Plan with Sum Insured USD 10000 Each. Our Employee Frequently travel for Monitor and Develop the Operations of newly formed company in South Africa VISEL Africa Pty. Ltd., having Registration number: 2019/544935/07. The Incorporation Certificate of the same is attached herewith. Our two employees are Stuck in South Africa due to COVID 19 Lock down, their VISA Expired on 16th May but as per the current situation they already plan to extend their Visa for next three month, we want to cover them by insurance policy, please guide us and provide the best plan for us.

A:
Thank you for contacting Insubuy. There is no specific exclusion for Coronavirus on the Safe Travels International Cost Saver plan . It will be covered as any other sickness. It should not be related to any pre-existing or preventive care. As there is no concept of a network outside of the United States they are free to visit any provide they would like in order to receive treatment. This plan will not cover any injuries related to their work.
{{currentOrigin}}/answers/international-travel-insurance/employees-currently-in-south-africa-seeking-coverage-for-covid-19-34975/

Q:Im looking at visitor secure for my mother in law who is in uae. Can she purchase visitor secure (underwriter: lloyds) for 60 days. Is UAE covered in the plan?

A:
The Visitor Secure plan is a fixed coverage plan available for coverage anywhere outside of the proposed insureds home country.
{{currentOrigin}}/answers/visitors-insurance-usa/visitor-secure-for-my-mother-in-law-who-is-in-uae-34639/

Q:I need a plan that is ACA Complaint to meet my student requirements by my university. Can you help with this?

A:
Unfortunately, there are not any plans that we can offer to you that will meet these requirements. It is recommended that you purchase from you your university to be compliant.
{{currentOrigin}}/answers/f1-visa-insurance/aca-complaint-international-student-insurance-for-internation-students-69423/

Q:I came to United States on Sep. 1st, 2019, from my home country, China. My original plan was to go back to China in Feb, 2020; however the coronavirus happened and I had to stay for another couple of months. So I am physically in China now (hence I cannot apply for insurance online). Wondering what medical insurance would be the best fit for me. My basic info: China citizen with China passport; age 55; currently in Washington state; medical insurance has expired; B-2 visa holder.

A:
Thank you for contacting Insubuy. There is no specific exclusion for Coronavirus on the Safe Travels Series plans . It will be covered as any other sickness. It should not be related to any pre-existing or preventive care. - Trawick International Plans Please read Coronavirus FAQ for Travel medical insurance here.
{{currentOrigin}}/answers/travel-health-insurance/covid-19-coverage-in-safe-travels-international-62411/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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