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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:What is your dental treatment medical policy

A:
Thank you for contacting Insubuy. You may purchase the Careington Dental/Vision Discount Plan to receive a discount on dental and vision services in your area. You will have to visit in-network providers, and may view the plan schedule to know your discounted cost prior to visiting a provider. You may purchase this plan online or over the phone by contacting our office at +1 (866) INSUBUY 467-8289. If you have any additional questions, please let us know.
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Q:Will the policy include a vaccination such as FLU-shot? Thanks.

A:
All the plans will exclude the coverage for immunization and vaccination. This is an expense you will have to pay from your pocket. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289
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Q:The 4 possible policies shown for me all have zero deductible. How can I get a policy with a higher deductible?

A:
If you are able to change the deductible it will typcially allow you to do so on the quote screen or within the application. Should you have issues please call us at +1 (866) 467-8289.
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Q:Hello, I am an Israeli citizen, currently living in Senegal, and I wish to travel with my family to Paris, France. I am looking for a travel insurance for the case I need to cancel my trip for Covid-19 reasons. Are your services applicable in my situation? If so, I would be happy to hear more about your services.Many thanks and kind regards,Natacha

A:
There are plans that could allow the coverage for cancellation for medical reasons, however there is not a plan that will allow cancellation for COVID-19 reasons specifically. You may view the available plans in the Trip Insurance section of our website by entering in you details. Review the plans certificate wording to find the a appropriate coverage for your situation and if you have questions you may also call our office at +1 (866) 467-8289.
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Q:My son is at Presentation College in South Dakota but I can't find that on your list

A:
You can check the box School Not Listed. Please send his school insurance requirements at info@insubuy.com International student insurance quote and instant purchase
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Q:My family member is visiting twice during the year for about one month each time. Must I buy two policies? Is there a policy where I can have multiple separate coverage periods in the year, July and December for example?

A:
There are plans available that could offer such coverage for shorter durations which can be found in the Annual Multitrip Insurance section. Please enter the appropriate information and view the available plans. Should you have questions you may also call our office at +1 (866) 467-8289 and our agents can assist you over the phone.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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