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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am from Iraq. I would like to make Medical Insurance. I have been accepted Culinary Institute of America which is located in Hyde Park, NY. I do not have any idea about the Medical Insurance! So please, could you tell me more information about it. what about the process, is it online as saw on your website? but I do know what to select there are a variety of Medical Insurance offers ? I look forward to hear from you. Thanks

A:
The plans I would recommend are the plans in the F1 section of our website Once you have purchased a plan you will receive an email confirmation that will provide you with your policy documents so it's not necessary to choose the express mail. The email confirmation will be sent within minutes of the purchase. If you need additional assistance please feel free to contact our office.
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Q:Hi, I need your help to choose insurance plan for my parents visiting US. Fathers Age: 66 years Mothers Age: 59 Years Start date: Jun 7th 2017 End Date : Dec 31st 2017 My father is diabetic patient and undergone heart surgery 2 years back and my mother is BP patient. Please help me to know which plan fits for them including pre-existing coverage at least minimum if exists. They are coming for the first time to US from India and its totally different environment for them.

A:
When choosing a plan you will want to purchase a plan that offers the Acute Onset benefit to cover any sudden and unexpected occurrence of their pre-existing conditions. Please see details about the Acute Onset of Pre-existing Conditions. Please see the plans listed below that do offer the Acute Onset benefit that we would recommend: Atlas America Patriot America Plus If you need additional assistance please feel free to contact our office.
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Q:Please i need to know about your insurance it will cover delivery (expected mother) as visitor in USA ???

A:
There is no insurance plan that a visitor can buy that will cover a pregnancy or delivery. The only possible coverage will be for pregnancy complications up to 26 weeks like with the Atlas America plan. If you need additional assistance please feel free to contact our office.
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Q:My name is Rolando, I am from Mexico, I am 26 years old, I am going to travel to Pittsburgh, PA on May 3rd, 2017 and I will stay there until March 6th, 2018 as a J2-Dependent, so I need a health secure which meets minimum requirements listed below: - Medical benefits of at least $100,000 per accident or illness; - Repatriation of remains in the amount of $25,000; - Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000; and - A deductible not to exceed $500 per accident or illness. I have already compared and quoted some plans you have, and I found 2 economic plans and I think they cover requirements listed before, I contacted with the OIS for asking about, but they told me that I need to ask with the secure company directly, so, I hope you can help me to select the better one or recommended me any which includes all requirements. I forgot to include the name of secures I have seen In past e-mail Atlas Essential (Deductible $100 and Coverage Amount $100,000) Visitor Secure $100,000 (Deductible $50 and Coverage Amount $100,000)

A:
You will want to search for plans in the J1/J2 Visa Health Insurance section of our website to find the plans that will meet the requirements. The Atlas Essential is a plan in that section while the Visitor Secure is not. If you need additional assistance please feel free to contact our office.
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Q:Hello, I am a Non-US citizen and visiting US for about 1 month with my 2 children. One of the children is a US citizen and other is Non-US citizen. Can you please let me know if I can purchase the insurance together for the 3 of us or I need to buy separately for my US citizen child? If I can buy it together, should I select "Non-US Citizen" or "US citizen" in the drop-down on your website?

A:
You will need to purchase separately for the US citizen and non US citizens. If you need additional assistance please feel free to contact our office.
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Q:Do you have any insurance for my in law who will travel from China? They are 85/86 years old. Will stay from 6/1/2017 to 9/10/2017. Thanks a lot.

A:
The plan we would recommend is the Safe Travels USA Comprehensive. Please see the link for more information about the plan. If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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