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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I will be moving to Canada next month, and i just received my Canadian permanent residency card. i plan on leaving my job here in america, which means i will lose my employer's health insurance. will your style of travel insurance work until i get my Ontario provincial health insurance card? or does your insurance only work if i am also covered under a plan in America?

A:
Thank you for contacting Insubuy for your insurance needs. You may purchase the Patriot International plan to cover you until you are eligible for insurance in Canada. Please use the link provided below to view the plan details and purchase. You may purchase over the phone by contacting our office at (866) INSUBUY.
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Q:I'm looking to get The Bridge Plan Is there an option to fill out the forms on line? If not can I scan the filled out forms and email them? I don't have a fax machine.

A:
Thank you for contacting Insubuy. The Bridge Plan does not have an online application but you may complete the application and send this to us via email at info [at] Insubuy.com.
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Q:Hello. I am an American citizen studying an MA in Social Work in University of East London. While I am in the UK, I am obviously covered under the NHS, but I plan to return to the United States a couple of times this year. I would need to covered for any hospital visits and medications that I may need while in the USA. I do not have a USA insurance policy. Can you advise me what would best suit my needs? As I said, I will be going back to the USA a few times this coming year (2020) and need to be covered in case of a medical event.

A:
Thank you for contacting Insubuy. You may purchase the Patriot America Plus plan. This plan will provide coverage for a U.S. citizen while visiting the U.S. as long as they have residence address outside of the U.S. This plan will cover you for new illnesses, injuries or accidents which occur after the effective date of the policy. Please use the link provided below to view the plan details and purchase. You may also purchase over the phone by contacting our office at (866) INSUBUY. Patriot America Plus: /patriot-america-plus-insurance/
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Q:Self and my Spouse are Senior Citizens of Canadian Nationality with Canadian Passports since 1997. Our only Son, who was also away from Canada since 2005 has since been posted to Atlanta, Georgia as a Canadian Diplomat. We would like to visit and stay with him for a period of about 5 months. We estimate our Date of Arrival at Atlanta to be June 2020. We need to purchase Health Insurance for a period of upto 6 months commencing June 2020 and we need it to include coverage for pre-existing conditions. We are 75 and 69 years of age.

A:
Thank you for your interest in purchasing insurance through us. As a broker, We provide insurance from most of the major insurance plans available in the market. Insurance for an international visitor provides coverage for new sickness, injuries or accidents that may occur after the effective date of the policy. It will not cover any routine maintenance for pre-existing or preventive care. However, We have many plans which provides coverage for an acute onset of pre-existing conditions. Please find more information on acute onset of pre-existing conditions. Please review the plan details and feel free to contact us if you have any additional questions.
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Q:I would like you to confirm if there is any insurance plan that meet the following requirements. I am a visiting scholar with J1 status. I have 3 dependents. 1. Medical benefits provided by a US based Employer Group Plan of at least $100,000 per accident or illness 2. Repatriation of remains in the amount of $25,000 3.Coverage for pre-existing conditions with no waiting period 4. Expenses associated with the medical evacuation of the international student to his or her home country in the amount of $50,000 5.A deductible not to exceed $500 per accident or illness 6.Plan have a U.S.-based address for medical claim filing

A:
We do not have any plan without pre-existing waiting period. We have some plan with 6 months pre-existing waiting period. Please check with your institute otherwise you have to purchase insurance from them. Please review the plan details and feel free to contact us if you have any additional questions.
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Q:My mother who lives in Iran and is an Iranian citizen has an interview in next moth i want to buy an health insurance plan for her. Her age is 57 now she is not arrived yet i need a quote for 365 days whatever the limit is which satisfy the Presidential Proclamation order.

A:
You can purchase any of the plan from our New immigrant insurance. Please select policy maximum at least $50k. Enter appropriate criteria. You will find many plans and you can compare the plans side by side. If you provide us the start date, which state do you need coverage and will be glad to send you quote by e-mail. You can purchase Patriot America plus plan .
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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