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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Atlas Premium America plan? Will that also cover corona as any illness?

A:
You can purchase Atlas Premium plan as of today. Please look at the certificate wording link at, page 29 item # 43 Please feel free to contact us if you have any additional questions.
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Q:About Patriot America Plus, can it covered coronavirus? and why IMG insurance does not appear on the insurance list?

A:
Thank you for your interest in purchasing insurance through us. Before, you purchase IMG plan, please look at the policy wording whether it fits under your situation or not. Patriot America Plus brochure, instant purchase link can be seen here. Please look at the certificate wording for Patriot America plus plan at, page 27 item # 48 IMG plans are on our FAQ, please read them here Please feel free to contact us if you need any further clarification.
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Q:Kindly please answer ASAP urgently I am looking for insurance for both my parents (healthy 62 and 60 y/o) with following considerations: 1) in-network hospitals coverage near VA 22043 2) Everyone on the policy is currently healthy. However, if someone gets coronavirus, I want to confirm that coronavirus related expenses will be covered. 3) $100,000 to $150,000 maximum 4) coverage for pre-existing conditions Kindly please suggest the best policy with the above requirements. Feel free to call me anytime (24*7) at 6088868390. Thanks!

A:
Thank you for your interest in purchasing insurance through us. If they have already policy, it's not advisable to change the plan or policy maximum at this point. I would suggest to keep the same plan. Please look at the advantage of extending the same plan here.and read the FAQ. Please feel free to contact us if you have any question for the future insurance needs.
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Q:Can you please advise which comprehensive plans currently cover the corona virus. We will be having someone come from Israel that will require coverage for him and his family.

A:
Thank you for your interest in purchasing insurance through us. You can purchase Safe Travels USA Comprehensive plan. There is no specific exclusion for Coronavirus. It will be covered as any other sickness as long as it's not manifest in the body before the effective date of the policy. Safe Travels USA Comprehensive plan brochure, instant purchase and other useful information can be found here. Please read FAQ on Coronavirus here. Please feel free to contact us if you have any additional questions.
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Q:Do you provide travel insurance for corporate? And also like to know if you cover Covid 19?

A:
We have many insurance product in which there is no specific exclusion for Covid 19. It will be covered as any other sickness as long as it's not manifest in the body before the effective date of the policy. Please read Covid-19 FAQ here. Are they already in US or yet to arrive? Can you please provide their age, Visa type, country of citizenship, travel date and which state do you need coverage for them? Once we get the information above will suggest insurance plan accordingly. You may also view our Group Insurance page for more information. Individual visitor insurance section can also be found here. Please enter appropriate criteria. You will find many plans and you can also compare them side by side.
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Q:Do you provide travel insurance for corporate? And also like to know if you cover Covid 19?

A:
CDC has issued travel warning. In that case most of the plan will have exclusion for Covid-19. Please read FAQ and whatever plan covers COVID-19. You can find plans here. Please feel free to contact us if you have any additional questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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