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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I have the Safe Travels for Visitors to the USA plan. I Need to know what are the hospitals that are covered by the insurance PPO near my zip code. I am planning to take the fixed coverage, for my Mom and Mother in Law who are aged 72 and 59 respectively. I would prefer to take one since it is better compared to the other, but I would like to know the hospitals that are covered near my region.

A:
You can search for providers from the client center of our website by choosing the plan name and the task to perform is provider directory. Keep in mind the fixed plans pay a fixed amount according to a schedule of benefits so if anything happens then the majority of the cost will come from your pocket. If you have additional questions please feel free to contact our office.
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Q:My trip is expected to depart from China, travelling in the Schengen area for 75 days and heading to England. After that, I may directly go to Canada for undergraduate level study. Thus, I won't be returning to my departure country for about nine months. Could I purchase the multinational travel insurance for my travel in the Schengen area?

A:
The plans will cover you anywhere outside of your home country so you can cover your trip across the Schengen countries and England under one plan. You can use the link listed below to see the available plans for coverage and to generate a quote for coverage. Schengen Visa Insurance If you have any additional questions please contact our office.
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Q:I am contacting you in order to know if you have any travel insurance that covers climbing Kilimanjaro. It is less than 20,000 ft. Can a person from Spain contract a travel insurance with you to travel to Tanzania? Please, let me know.

A:
Thank you for contacting Insubuy for your insurance needs. There is not a plan that we could offer to cover the climb for Mt Kilimanjaro with that elevation.
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Q: I am looking to obtain a weeks travel insurance for leisure for my son who is currently a student at Lander University South Carolina. He has insurance through his university but is looking to travel for a week for pleasure to FLorida and I do not believe he has coverage. Is it possible to take a short policy through yourselves? Many thanks

A:
If he has a domestic plan then he will be covered by that plan. The plans we offer would be secondary to his University plan.
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Q:I am a UK citizen in the USA currently awaiting approval of my green card application which is in process. I have been in the USA since June 2018 and submitted my application on September 2018, based upon my wife (and children) being US citizens. I expect my application to be approved sometime in the next 10 months or so. In the interim period I have decided purchase comprehensive health insurance and have found your website. Before purchase I have two initial questions: 1 Your Insubuy website advertising suggests that your product is suitable for those awaiting approval of a green card application (i.e. no social security number). Is that correct? 2 The online quote suggests that insurance is not extendable. Can you explain what happens is some health issue arises towards the end of the policy period. Does coverage for any ongoing treatment suddenly stop with no prospect of extension or insurance renewal?

A:
There are a few options that you can take a look at for coverage. The plans are designed to cover the new accidents and new illnesses that happen after the effective date of the policy. There is a plan called Safe Travels USA Comprehensive that will cover you until you receive approval for your Green Card. This plan will be renewable in the event you need to extend for an additional period. There is also a plan called International Major Medical ( I believe that you are referring to this plan in your email) that will also cover you while awaiting your Green Card approval. This plan is however not renewable or refundable in the event of needing to extend the plan or cancel. If you have any additional questions about either of these plan options please feel free to call our office.
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Q:Hi, I want to get insurance for my parents who are planning to move to the US next year. They will be US green card holders. They are aged 78 and 66. Can someone contact me to give me the options and quotes? Thanks!

A:
Thank you for contacting Insubuy. Based on the information provided below we would recommend the International Major Medical Plan for them, until they are eligible to purchase domestic insurance. This plan will provide coverage for new illnesses, injuries or accidents which occur after the effective date of the policy. This plan will not cover pre-existing conditions, routine doctors' visits, or preventative treatments. Please use the link provided below to view the plan details, and purchase. If you have any additional questions, please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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