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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My daughter is a Canadian and living in Canada now. She will go to USA as an intern for three months. But when I quoted online for Atlas Exchange, I was told "if the proposed insured is physically located in Canada during the quoting session, please cancel. " How I purchase the policy?

A:
You can purchase Atlas Exchange for after she arrives in the US, provided she will not be in MD, NY or WA states. You can also purchase Patriot Exchange Program
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Q:I am looking to obtain travel/medical insurance for my interns. she is from China and currently on F1 student visa. Thank you,

A:
Thank you for your interest in purchasing insurance through us. We provide insurance from many companies. Before, we suggest any plan would like to know her age, coverage duration, which state she is located in right now, how long she has been in US, any current or prior insurance. Once we get the information above will be glad to send you quote. Meantime, please visit our website at, /international-student-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:Is Atlas Essential ACA compliant?

A:
Unfortunately, short term plans like the Atlas Essential America plan that you are inquiring about are not ACA compliant plans. I have included an article from our website below that goes into more detail: Short Term vs ACA Compliant Plans If you have any additional questions please feel free to contact our office.
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Q:My Mother-In-Law is travelling to USA under visitor visa. She will be arriving in US - Seattle, WA on March 11th and will be staying with us in US until Aug 31st. I would like to apply an insurance for her during this stay. Along with the comprehensive coverage, I would like to apply for Dental & Vision as well. Please let me know which provider would be best for me for comprehensive, Dental & vision.

A:
We are a broker so we offer many plans from several companies. Please provide her age and citizenship then we can send you a quote for the appropriate plans. As for dental, there is no dental/vision insurance for visitors. We have a dental/vision discount plan that you can purchase. Please see the additional details here: Careington Discount Plan If you need additional assistance please feel free to contact our office.
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Q: I am looking for health care options for my father, Age 65 who is visiting United States. He only suffers from hypertension. Please inform about best value and options for health insurance plans.

A:
We provide insurance from many companies. Insurance for an international visitor will cover any new sickness, injuries or accidents that may occur after the effective date of the policy. It will not cover any routine maintenance for pre-existing or preventive care. However, we have some plan which provides coverage for an acute onset of pre-existing. Please find more information on acute onset of pre-ex in the link below: Acute Onset FAQ You can purchase either Atlas America or Patriot America Plus plan. Please find more information on these plans below: Here is the link for fast comparison between these two plans: Atlas America vs Patriot America Plus Please feel free to contact us if you need any further clarification.
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Q:What if they get insurance from India for 2 or 6 months and than later on purchase a policy here in USA. They would be staying in Maryland, is it possible to buy a policy while they are here.

A:
It is better to purchase the insurance from a US company, compared to an Indian company. Please read the link below for clarification: Travel Insurance USA vs India If the person is physically in MD state, he can't purchase the Atlas America plan but he can still purchase the Safe Travels USA Comprehensive plan. Please let me know if you have any other questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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