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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am on a B1 visa and am planning to purchase one of your visitor plans. I do not have any pre-existing condition. but in case I plan to visit a physician or OBGYN for a routine checkup. will that be covered?
Q:I am a UCF international student from Spain and I am trying to fill my data in the application for the insurance, but when I have to put my address, I can only choose from any of the USA states. I do not know which will be my address for the future course yet. Which address should I put in that gap?
Q:I am looking at buying a health insurance for my the whole family for our trip to Europe. Do you provide a official letter that states the coverage as it is required for the Schengen visa? If so what is the process of requesting the same and in how many days can I get it? Is the letter combined for the whole family or do you provide individual letters for each member of the family (since we have separate appointment dates)? If you do not provide separate letters, do I have to buy individual insurance for each member (it is more expensive than buying for the whole family together)?
Q:I am checking insurance options for my son who will be going to college in the US. I checked your website but couldn't understand whether the premium amounts where periodic payments or one total sum for the chosen coverage period. Could you please clarify?
Q:Hi we are almost ready to purchase the policies. Three more questions: 1. do these policies cover cruise trip? 2. the policy for 80+ has $10,000 for lifetime limit. is this enough for Schengen visa? 3. I saw the policies cover medical and repatriation. do they cover hospitalization costs as well, under which expense category? here is the visa requirement for insurance policy: Provide letter or certificate from insurance company showing coverage for medical expenses, hospitalization costs and repatriation for medical reasons, for the days you are outside the United States. Insurance coverage must not be less than 30,000 Euro.
Q:My son is Medical student at St. Lucia (Caribbean island). He is planning to visit India on 26th April via London and shall go back to St. Lucia via London on 18th May. I want to buy travel insurance for him.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More