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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Whilst working in the USA we are covered by Workers Compensation insurance should we have an event or injury at work. However we do not have cover for an event or injury outside of the work place. I have had insurance through insubuy in the past. Does Insubuy still cover us in Montana for injury or medical events outside of our workplace?
Q:Purchased and paid in full for trip for 2 (ages 32 & 65) on 3-10-23. Trip is from Philadelphia to UK on May 2 thru May7 costing 3000 total for air and hotel for 2 people. Do you have a policy that would pick up pre existing medical benefits?
Q:I am a VOLUNTEER co- leader for a women's trail running group. It's a national organization. We have waivers but the national group does not insure the volunteer run leaders. Is it possible for me to get personal liability insurance to cover myself as a run leader?
Q:what happens if there is acute onset of preexixting condition in policy holder above the age of 70. is there any insurance that will cover this?
Q:I purchased travel insurance from you in 2022. If I do so again in 2023, is any discount applicable?
Q:My husband and I got our green card last year. We are 75 and 72 years old. We are presently in California. Can we buy one of your health insurance plans Would you be able to suggest the best plan options for us Can't a single plan provide more than 100,000 coverage
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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