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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'm 60 years old and healthy I'd like to cover for 2 million $ What is the plan I need Thanks Anat levy

A:
Atlas America would be the recommended plan. It will cover the new illnesses and injuries that manifest after the effective date of the policy, including COVID-19. Just like the other visitor insurance plans on the market, it will exclude coverage for pre-existing conditions, preventative and routine care. Should you have additional questions please let us know. You may also call our office at (866) 467-8289.
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Q:I could not find the medical evacuation and Repatriation in your insurance Our Trip time plan suggested.

A:
To view more information on the plans you would want to click where "Plan Benefits" is stated under the plans. Once you click here you will be directed to another page where you will be able to view all the information to the plan. Should you have additional questions please let us know. You may additionally call us at (866) 467-8289.
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Q:Costa Rica requires proof of insurance to enter the country, and proof of coverage for Covid 19.Specifially, the following 3 criteria MUST be met: For international insurance policies, tourists must request a certification from their insurance company, issued in English or Spanish, verifying at least the following three conditions: Effectiveness of the policy during the visit to Costa Rica. Guaranteed coverage of medical expenses in the event of becoming ill with the pandemic COVID-19 virus while in Costa Rica, for at least USD $50,000 (fifty thousand United States Dollars). Includes minimum coverage of USD $2,000 for lodging expenses issued as a result of the pandemic. Will this insurance meet these requirements, especially the $2000.00 for lodging?

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there would be no plan available that would offer such coverage for lodging. This type of expense is something that you would need to pay out of pocket. The plans are designed to cover the new injuries and illnesses that manifest in the body after the effective date of the policy. They will not cover pre-existing conditions, preventative or routine care. The plans that include the coverage for COVID-19 will cover it medically as any other new illness should it manifest in the body after the effective date.You can view and quote plans here. Should you have additional questions let us know.
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Q:will the schengen visa cover covid-19 emergencies ? and most important, will it cover travel border entry protection in case i am not allowed to enter under border control ?

A:
Thank you for contacting Insubuy for you your insurance needs. If you are purchasing a plan from the Schengen Visa section and would like coverage for COVID-19, you would want to purchase a plan where it is listed as included in the coverage below the plan name. All the plans on the market are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the policy. They will exclude coverage for pre-existing conditions, preventative and routine care. The plans that have the COVID-19 coverage included in them will treat it as any other new illness should it manifest in the body after the effective date of the policy. Should you have additional questions or need further assistance you may reach us at (866) 467-8289.
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Q:While extending can I also increase the coverage amount ?

A:
After the plan has become active you will not be able to change things such as deductible and policy maximum. Should you have additional questions please let us know. You may also call our office at (866) 467-8289.
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Q:I want to take Flu shot. I currently have Visitor insurance. How much do i have to pay as my deductible?

A:
Thank you for contacting Insubuy. Unfortunately, visitors insurance plans will not provide coverage for a flu shot. You will have to pay for this procedure from your pocket. Please feel free to contact us with any further questions or concerns.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

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