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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I send the file your send to me but our university office said I need met the coverage of my insurance as below: The requirements are that the insurance provide $100,000 coverage PER MEDICAL INCIDENT. Your plan provides a maximum of $100,000 in total. $50,000 for medical repatriation. Your plan does not list any coverage for medical repatriation $25,000 for repatriation of remains. Your plan does not list any coverage for repatriation of remains. A maximum deductible of $500. Your plan meets this requirement. Do you think my insurance is covered like up describe?
Q: Do you send out a plastic ID card for policies and if so is there an extra charge?
Q:I am a J1 visa holder at Wichita State University. We need insurance for myself J1 and for my wife J2 visa holder she is also a student at same university. I was wondering which insurance policies that you offer in your website meets the following criteria required by my school besides the J1 and J2 requirements by US laws. The requirements listed in WSU website Student Health Insurance plans must meet all the following requirements to be compliant with the U.S. Affordable Care Act ACA 1. Unlimited Plan Maximum benefit 2. 500.00 maximum deductible 3. 100% in-network coverage for preventive care 4. 100% in-network coverage for Womens Preventive Services including contraception 5. No preexisting condition limits 6. Coverage for Essential Benefits a. Ambulatory patient services b. Emergency services c. Hospitalization d. Maternity and newborn care e. Mental health and substance use disorder benefits including behavioral health treatment f. Prescription drugs g. Rehabilitative and rehabilitative services and devices h. Laboratory services i. Preventive and wellness services and chronic disease management j. No day or annual dollar limit on Essential Benefits Other Requirements 7. Minimum of 70% coinsurance payable by the insurance plan to network providers. Emergency urgent care only is not accepted. 8. Plan documents in English currency amounts converted to U.S. dollars insurance company contact phone number in the U.S. 9. Insurer has a base of operations in the U.S. or has a U.S. based claims payer. 10. A minimum of 25,000 for repatriation and 50,000 for medical evacuation.
Q:My husband and I will come to New Hampshire USA in April to work as post-doctor holding J1 and J2 visa we are now in China. Could you kindly clear my below queries ? 1. If I am pregnant before arriving NH USA could we buy the insurance to cover my maternity fees (including examination before and after giving birth to a baby)?? If yes what is the charge usually? 2. If I pregnant just after arriving in USA will the University my husband will working for cover my maternity insurance? Thank you very much.
Q:I am an Indian citizen but permanently residing in Dubai, United Arab Emirates. I am hiking to Kilimanjaro on 1st February and require an insurance cover for the same. Can you please confirm if I can buy an insurance plan to cover this trip.
Q:I am part of a organizations which has close to 50K members. Most of the members invite their parents here to USA. They buy insurance while coming from different providers. If you work with our organization and give any special discount then it will be a win-win situation. If any opportunity is there like that, please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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