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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My mother is going to visit me in the United states. And I would like to by for her Atlas America insurance. She plans to visit California, New York and Minnesota states. I would like to know: will this insurance cover these states?

A:
Atlas America plan will provide coverage anywhere in the world except your mother's home country and will provide coverage nationwide in US. That means is not particular to one state. Please feel free to contact us if you have any further questions.
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Q:My daughter is studying in UCLA in 2nd Year. Could you please advise us suitable Insurance coverage Which is acceptable to UCLA and is valid at ASH CENTRE

A:
Unfortunately, we don't have any insurance that will meet UCLA requirements. You need to purchase the insurance from the school.
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Q:My name is Eddy B. Castillo, I am traveling to USA with a J2 visa , I looked on your web for an J2 visa insurance plan (only for me since my wife has her own insurance covered by the college she will attend), It is called Atlas Essential America, I wanted to know if that plan lets me work on USA as a J2 and I also wanted to know more about your paying methods, can I pay monthly a rate? Since I want to buy a J2 insurance that covers me for a year I wanted to mention that when I try to register it asks me for a mail address, but I don't have it yet so I hope you can answer soon, thanks in advance for your help and time.

A:
You can purchase Atlas Essential plan. It meets standard J1/J2 visa requirements. If you have any additional requirements, please send us those requirements in pdf attachment. For the Atlas Essential plan you can purchase for a month and you can extend monthly. Whenever you extend the insurance there will be $5 extension fees. I would suggest to purchase insurance for 3 month and then extend. If you don't have mailing address, you can provide your friend or relative address. Please feel free to contact us if you have any further questions.
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Q:My parents (both Chinese) 61 and 59, will go to the U.S. to visit me. They hold B1/B2 visa, and will stay for three weeks. I am in Durham, NC. I want to buy travel insurance for them. Which insurance is your recommendation?

A:
We would recommend the Atlas America or the Patriot America Plus plans. Please see the links below for more information about the plans. You can obtain quotes for all plans on our website by entering in the required information and clicking on Get Quotes. You can also call our office to speak with a licensed agent for additional assistance.
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Q:I would like to purchase a health insurance policy for my 16 yr. old daughter who lives permenantly in Italy and will be coming to the US for the upcoming school year. On your web site it is stated that your policies "Atlas America" and "Atlas Essential" are available only for non US citizens. My daughter is a dual US-Italian citizen and will be living in the US only for a 9 month period. Is she eligible for one of these policies? Thanks for your assistance.

A:
Thank you for contacting Insubuy for your insurance needs. Since your daughter is a US citizen she is not eligible for the Atlas plans. You would first need to confirm that she is not eligible for a domestic plan. Then we will need to know what state she will be going to school in before we can recommend a plan. You can also call our office to speak with a licensed insurance agent for more assistance.
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Q:My wife and I require insurance that will satisfy the German requirements for a long-stay (resident) visa, as we will be in Germany for my sabbatical (October 2017 through June 2018). It is not clear to me whether the Schengen visa insurance I am seeing quoted has the proper coverage for this type of visa. Can you help me?

A:
Thank you for contacting Insubuy for your insurance needs. The plans offered in the Schengen Visa section of our website do meet all of the Schengen visa requirements and would be the appropriate plans for your situation. If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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