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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:buying a visitor insurance plan Hi, I have gone through your website and have specific questions about the plan I am looking for. Please e-mail me back to continue the discussion. My requirement: visitor from india age-56 years for 2 months. Thanks,

A:
Thank you for your interest in purchasing insurance through us. You can e-mail us with whatever your questions. Atlas America brochure, instant purchase and other useful information, /atlasamerica-insurance/ Please review this and if you have any further questions, please feel free to contact us.
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Q:visitor's medical insurance Hi, I am trying to purchase a visitor's medical insurance - inbound USA. There is a field called pre-existing benefit for heart attack or stroke. What does selected and declined mean? I have not had a heart attack or stroke before. Please advise on which option I must choose.

A:
If you select Yes - If the person gets admitted into the hospital due to heart or stroke that may be due to pre-existing conditions, it will pay up to $5,000 ($3,000 for 70+). It charges 26% more premium for that. If you select No - you will not get that coverage. You can purchase the insurance online at /safe-travels-elite/visitor-medical-insurance/ Please let us know if you have any other questions.
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Q:Visitors insurance coverage advise My parents are planning to visit me in the US for 6 months. I live in Tracy, CA (95376) and there is a Sutter Tracy Community hospital which is 2 miles from my house. Parents are healthy and no pre-existing conditions Dad - 78 years Mom - 67 years 1. What PPO network would cover this hospital and recommended insurance under that network. 2. OR a closest hospital to accept a popular PPO insurance. 3. Also advise on fixed or comprehensive coverage

A:
Thank you for your interest in purchasing insurance through us. As a broker we provide insurance from many companies. There are fixed coverage and comprehensive coverage. Fixed plan there is not network comprehensive plan will have ppo network. Comprehensive plan is always advisable. But it will be your choice. If you go for Atlas America is participate in the network is called PHCS/First Health PPO network. Atlas America brochure, instant purchase and provider network, other useful information, /atlasamerica-insurance/ If you go for the fixed coverage plan you can go for Inbound USA. Inbound USA brochure, instant purchase and other useful information, /safe-travels-elite-insurance/ Please review this and if you have any further questions, please feel free to contact us. Here is the link for our website, / Please enter the appropriate criteria and you will find lots of plans. Hi, I like the Atlas America comprehensive, but I noticed that it doesnot cover emergency visits, unless admitted . Is that true ?. Is there another insurance that covers that. I am think of an accidents and most common accidents, even broken bones, patents are sent home the same day, so this insurance would not help in any way. If person goes to emergency if admitted spent night in the hospital there is no penalty otherwise otherwise treatment will be covered not the emerency room charge this for sickness. For Accident there is no penalty. Hi, I like the Atlas America comprehensive, but I noticed that it doesnot cover emergency visits, unless admitted . Is that true ?. Is there another insurance that covers that. I am think of an accidents and most common accidents, even broken bones, patents are sent home the same day, so this insurance would not help in any way. Will Atlast America cover the charges incurred in going to an Urgent Care (Not ER) during the weekends when the doctors offices are closed? Yes, as long as it is for eligible medical expenses. Read /what-is-visitors-insurance/ Yes, as long as it is for eligible medical expenses. Read /what-is-visitors-insurance/ Thank you for clearing this doubt. Appreciate it.
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Q:Need quote for visitor medical insurance In 2009 you had helped me to take a visitor medical insurance for my father. He is planning to visit this year between 2/May/2011 to 22/May/2011. He do not have any pre existing disease. I would like to have a medical insurance for him which covers dental and eyes. Could you provide me some plans and its fees.? Thanks

A:
Thank you for your interest in purchasing a visitor medical insurance for your father. Do you have the previous certificate number? If not, can I have his name? May I know his age?
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Q:Atlas Travel Medical Insurance Hello, did some business with you in the past.. My parents are visiting USA for THREE month (can be extended). Father is 63 and mother 55 years old. I want to go with Atlas (below), please let me know how to proceed further

A:
Thank you for your interest in purchasing insurance through us. We have all the information for your mom but i don't find your dad's policy number. So you have to provide your dad information. You can give us a call at (866) INSU-BUY so that we can process the application over the phone or you can apply it online using link below, /atlasamerica-insurance/ I have sent you the quote also separately. If you have any further questions, please feel free to contact us or you can also provide your contact number.
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Q:Insurance for a month vacation in USA Hello, We are US citizens living in India but are planning to visit the US for a one month summer vacation in May. Please can you let us know about your visitor insurance products and converage details. It is for 1 adult and 2 children (9&10yrs) Regards,

A:
Thank you for your interest in purchasing insurance through us. We have couple of plans that you are eligible for. You can purchase either Liaison Continent or Liaison Majestic plan. Liaison Continent brochure, instant purchase and other useful information, /safe-travels-usa-comprehensive-insurance/ Liaison Majestic brochure, instant purchase and other useful information, /atlasamerica-insurance/ Please review this and if you have any further questions, please feel free to contact us.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why purchase insurance from Insubuy®?

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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