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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I want to get Visitors Insurance for my parents visiting USA.Please help me with good plan

A:
There are many plans for visitors into the United States. You can take a look at the Visitors to the USA section of the website for quoting and information on the available plans. You can also contact our office to speak with a licensed agent that can assist with selecting a plan based upon your needs. Please call us at 1(866)INSUBUY.
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Q:I am 72 years old.

A:
We would be happy to assist you with your insurance needs. Please contact our office at 1(866)INSUBUY as we will be happy to assist you with your insurance needs.
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Q:If we are unable to make the trip (lockdowns or something) will we get a refund?

A:
This would depend upon the plan that you have purchased and what the cancellation rules are for that specific plan. Please call our office and we would be happy to assist based upon your plan. You can reach our office by calling 1(866)INSUBUY during office hours.
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Q:Their trip going back to Philippines from US is cut short and i want to amend the termination date of the policy. I want to cut short the insurance to end January 10. Please let me know how to go about this to get refund.

A:
In order to cancel the insurance you would log into the MyAccount section of the website with your certificate number and date of birth. Once you are logged in you will select the "Cancel Policy" button and follow the prompts to cancel your insurance. Should you need assistance with this you may call our office at +1 (866) 467-8289. You may also view the cancellation rules and procedure here.
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Q:Is it possible to purchase lodging insurance of up to 2,000 from your site? I am traveling to Costa Rica and have my own medical insurance that will cover expenses there. I need only meet their requirement of lodging expenses of at least 2,000.

A:
There is no way to purchase stand alone lodging coverage for travel to Costa Rica. The only plan that will include this cover is the Safe Travels Voyager plan. Should you have additional questions please let us know and we will gladly assist you. You may also call our office at +1 (866) 467-8289
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Q:I am from USA and want to visit Thailand. Is the insurance for covid 19 coverage as well?

A:
Thank you for contacting Insubuy for your insurance needs. You may view and quote plans that include COVID-19 here. They plans are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the policy. Should COVID-19 manifest in the body after the effective date of the policy in the plans from the section listed, it would be treated as any other new illness. Let us know if you have additional questions. You may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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