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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am already in the states. My insurance expired recently and I couldn't renew it. I am Canadian and will stay here till the 26 of February 2016. I would like to cover myself with a medical insurance from now to then so I can skydive with peace of mind. Is it possible to subscribe to an insurance if I'm already here?

A:
Thank you for contacting Insubuy for your insurance needs. It is possible to purchase insurance while in the United States. There is a plan called Atlas America that will cover you for adventure sports at no additional cost. If you need any further assistance please feel free to contact our office.
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Q:As a result of conversations with you last year, we acquired travel insurance from Patriot International for the year ending 18 May 2015. We now desire to acquire coverage for the remainder of this year. We would again accept a $50,000 max. with a $2,500 deductible. My age is 84 and my wife's 78 to the extent that is relevant.

A:
Thank you for your interest in purchasing insurance through us. Patriot International plan is not available for age 80+. You can purchase Patriot International plan for your wife and Safe Travel international cost saver plan for you. Please review this and if you have any further questions feel free to contact us.
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Q:I am currently an Au Pair here in America and looking to stay in America for a few more days before I leave back to South Africa. My contract and insurance expires the 4th May, but my VISA only expires in June. I am covered by the Cultural Insurance Services International - which is part of the First Health Network. I have a medical coverage of $100 000 with a deductible of $50. On the 4th May, I would have been in America for 12 months. I read that the insurance needs to be effective before the 12 month period. How long before? Can I just get the insurance for the 3rd May to the 17th May (When I plan to leave the United States)?

A:
Since you will only need the plan for a short time before returning home I recommend the Atlas America Plan. If you need additional assistance please feel free to contact our office.
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Q:I would like to know whether you could offer a travel insurance that covers a person aged 92 ,and meets with Schengen visa requirements?

A:
Thank you for your interest in purchasing insurance through us. We have a plan is called Safe travel international cost saver plan. Please let us know if you have any further questions.
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Q:We are residents of India and are travelling to Washington DC in Mid March and will stay for 4 months in Rocwille, Maryland, with a possibility to extend max -6 months. My wife is 66 years and self is 73 years. Please recommend suitable cost effective policy for both of us, explaining the features, inclusion and exclusions. Please respond giving details of your office location.

A:
Thank you for your interest in purchasing insurance through us. As a broker we provide insurance from many companies. If you staying in MD you have limited option and most of the plan you have to purchase before arrival in MD state. You can purchase Visitor Secure- Fixed coverage plan or Atlas America- Comprehensive plan. We have sent you quote in a separate e-mail and you need to do separate application for you and your wife . Meantime, you can also visit our website for more information Please enter appropriate criteria. Select state MD. You will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us.
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Q:I am from South Africa and next year early me my wife and kids will be going to USA for almost 6 months, I just like to know if i will buy insurance policy, will my wife covered for Pregnancy/Giving Birth in USA. Please guide me properly with Price and waiting time period for Birth. My wife will be 29 years this Dec.

A:
Thank you for contacting Insubuy. We are a broker and offer all of the major plans on the market. There are no plans on the market which will cover delivery for a visitor to the United States. There is a plan called the Atlas America, which will provide coverage for complications of pregnancy during the first 26 weeks of pregnancy. You may use the link below to review the plan details, obtain a quote and purchase. You may also purchase over the phone by contacting our office at (866) 467-8289. If you have any additional questions please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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