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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am travelling to the USA on the 16th of July and will depart on the 17th of August. I am an Indian citizen with residency in Nigeria and would like to know what insurance plans you have for families. I am 44 years, my wife is 38, my son is 9 and my daughter will be 5 in August.
Q:Hi, I'm currently in the US under a J1 visa, and I am a MIT affiliate. I would like to change my health insurance, looking at something cheaper. I am currently under a BlueCross BlueShield, in the MIT affiliate plan. I was looking at your Atlas Essential, but I would like from you suggestion to be sure that what I pick is going to meet the requirements: http://web.mit.edu/scholars/intlscholars/healthinsurance/j1requirements.html Also, before signing, since my International Scholar Office does not certify third party insurances, other than what the MIT provide me. It is very important for me, as I could lose my visa status without the right coverage. So I would need a declaration from your side that the plan I'm going to subscribe will meet the MIT and Massachusetts requirements.
Q:Hello, I am going to go to Johns Hopkins Medicine in the USA as a j-1 postdoc fellow for a two-year period. I want to have my own health Insurance. first, need to be sure whether your offer meets the requirements or not. And at the beginning, I'd like to enroll for 6 months insurance. Do you know that is acceptable for j-1 rules? Some friends did like this but at different universities not Hopkins. I found Atlas Essential America on your website that is okay for me. Are the rules below met by this insurance? Any policy, plan or contract secured to fill the above requirements must, at a minimum be; - Underwritten by an insurance corporation having an A.M. Best rating of "A--" or above; a McGraw Hill Financial/Standard & Poor's Claims-paying Ability rating of :A-" or above; a Weiss Research, Inc. rating of "B+" or above, a Fitch Ratings, Inc. rating of "A-" or above, a Moody's Investor Services rating of "A3" or above, or such other ratings as the Department of State may from time to time specify; OR - Backed by the full faith and credit of the government of the exchange visitor's home country; OR - Part of a health benefits program offered on a group basis to employees or enrolled students by a designated sponsor; OR - Offered through or underwritten by a federally qualified Health Maintenance Organization (HMO), or eligible Competitive Medical Plan (CMP) as determined by the Health Care Financing Administration of the U.S. Department of Health and Human Services. - Cover the Exchange Visitor and Dependent family members for the duration of the Exchange Visitor Program as recorded in the "Program Begin Date" and "Program End Date" on Form DS-2019.
Q:I have one more general question concerning visitors insurance. If the insured person needs health care in the US for a period of time that exceeds the expiration date of the policy, is this person still covered?
Q:Hi, I am a Canadian Citizen and I am soon moving to the US for an employment opportunity. My employer will provide me a health care plan but I need a temporary health insurance to bridge the gap between the day I arrive in the US and the day I start my job 1-2 weeks and get my employer's health care plan. What type of insurance is suitable for that purpose? I first thought that I could take a visitor medical insurance but your website tells me that I cannot take such an insurance if I am resident of the US which I am not at the moment but I will be resident of the US for the duration of the insurance that I want to purchase as I will be moving to the US. Many thanks for your help
Q:I'm a international student and 49 years old. I want to have medical insurance. I came here with my son. He is 16 years old and American citizen. Can I insure with my son? If I can, how much is it? Could you send the information by email or text? My English skill is not good
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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