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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Questions about Patriot Exchange Program I am contacting you about the "Patriot Exchange Program". I have some difficulties to understand how much this insurance covers medical cares as a doctor visit. I would like you give me an example like the one used for the "Inbound USA" plan : for $140/visit of doctor charges with 4 visits, how much should I pay (including deductibles) and how much this insurance should pay ? I am looking forward to hearing from you soon by email.

A:
Thank you for contacting Insubuy for your insurance needs. The Patriot Exchange Program does not pay as per a schedule of benefits so there would not be a set amount that the plan would pay because it pay at a percentage. Please use the link below to review the brochure to see how the plan works. If you have any further questions please feel free to call our office. Patriot Exchange Program brochure & instant purchase link: /patriot-exchange-program-insurance/
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Q:J1 visitor insurance needed I am in the process of obtaining a j-2 visa, i want to know if the patriot exchange program works for this, if not, can you help me?

A:
Thank you for your interest in purchasing insurance through us. In some cases, yes the Patriot Exchange program will work for J2. We would need additional information to know if it will work for your situation. Is there any requirements that need to be met? What insurance does the J1 have and from where? What state will you be living in? You can also contact our office if you would like to speak with an agent. Hi! These are the requirements that the insurance needs to fulfill $100,000 per accident or illness $25,000 for repatriation $50,000 for medical evacuation Deductible not to exceed $500 per accident or illness Also, I will be working at Seattle, WA and I don't have a j-1 they just ask me for to have a insurance to proceed with the visa approval... Since you are the J2, we need to know what insurance the J1 has and from where. Hello!, sorry I had an error, I need insurance for J-1... In that case, the Patriot Exchange program will meet the requirements as listed. Patriot Exchange Program brochure & instant purchase link: /patriot-exchange-program-insurance/ You can also find more plans at, /international-student-medical-insurance/ Please feel free to contact us if you have any further questions.
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Q:International Student Insurance Dear Mr. or Ms, I am a french student who need an insurance plan which meets at least these requirements : -Medical benefits of at least $100,000 per accident or illness -Repatriation of remains in the amount of $25,000 -Expenses associated with the medical evacuation of exchange visitors to his or her home country in the amount of $50,000 -Deductibles not to exceed $500 per accident or illness Could you confirm that your plan "Inbound USA Medical Insurance $100,000" can be a right choice ? I would like to know also if I can receive by email an insurance certificate once I will have subscribed to an insurance plan, since I need one to have my visa. I am looking forward to hearing from you soon by email.

A:
Thank you for contacting Insubuy for your insurance needs. The Inbound USA plan will meet the requirements that you have listed below. You will receive virtual policy documents via email immediately after your purchase.
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Q:J1 and J2 maternity insurance I am going to join at University of Illinois (UIUC) from March 2016 with J1 visa as a postdoctoral research associate position. My wife and Son will accompanied me with J2 visa. We can stay in USA for two years. Right now my wife has got pregnancy. I had talk with several of my friends living in US. Someone said delivery of baby in US is free and other said its quite expensive which is difficult to pay without insurance. In this connection I like to take family insurance including maternal coverage from your company. In this regard I solicit your kind help and advice. Actually you know Bangladesh is a poor country and its not possible for me to cover the maternal expenses. Does your company has any suitable plan for the students especially from Bangladesh? Any feedback would be appreciated highly.

A:
Thank you for contacting Insubuy for your insurance needs. In order for us to recommend the appropriate plan we will need more information. Does your University have any specific requirements? If so, please send us your requirements as a PDF attachment. You may also receive a plan recommendation over the phone by contacting our office at (866) INSUBUY. If you have any additional questions please let us know. Thank you for your kind reply. The university of Illinois does not recommend me for any specific requirements regarding insurance. As per Univ. policy the J1 visa holder cannot eligible to get benefit from them. They suggested to purchase any pack suitable for me and my family. My plan to go USA on 5 march, 2016 and my family will accompanied me. So I have to fix health insurance plan before departure Bangladesh. In this connection I solicit your kind help. I would appreciate your kind help and cooperation in this issue. Thanking you again and looking forward to hear from you. Insurance will not pay for any expense related to your wife’s pregnancy. There is no insurance which covers pregnancy if she is already pregnant. You have to pay from your pocket. You can purchase either Inbound Immigrant- Fixed coverage plan or Patriot Exchange – Comprehensive coverage plan for new sickness, injuries or accidents that may occur after the insurance eff. date. Patriot Exchange Program brochure & instant purchase link: /patriot-exchange-program-insurance/ Inbound immigrant brochure, instant purchase link, /international-major-medical-insurance/ You can also find more plans at, /international-student-medical-insurance/ Please feel free to contact us if you have any further questions.
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Q:I emailed you before asking about patriot exchange. I think it will cover the required plan by Texas Tech University. But i want a written proof the patriot exchange covers all needed items, and i want to ask about the availability of health care providers covered by Patriot Exchange which are present in Amarillo, or i will have to travel to another city to get my medical care

A:
Patriot Exchange plan meets J2 visa requirements by your school. Once you purchased insurance, please send us the waiver form with required information like signature, name etc. Our compliance dept. will sign that form and send it to you by e-mail. You can check yourself whether Patriot Exchange plan meets the requirements or not by looking at the brochure or certificate wording, Please feel free to contact us if you have any further questions.
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Q:I have 4 folks will visit America they will arrive on Oct 3rd and leave Oct, 11. The oldest man is 80 years old. And he has the high blood pressure. Can he buy visitor insurance (Atlas America Plan) from your company?

A:
Thank you for your interest in purchasing insurance through us. Insurance will pay for new sickness injuries or accidents that may occur after the eff. date of the policy. It does not cover any pre-existing or preventive care. However, some plan covers acute onset of pre-ex up to $25,000 for age 70+. The plan which covers acute onset of pre-ex for age 80+ is Safe Travels USA Comprehensive plan. We have many plans at our website at www.insubuy.com You have to get separate quote for 70+ and 80+. You can also compare them side by side. Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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