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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I had a few questions about purchasing Patriot America Plus. Can I purchase the policy for a duration of 1 week and then extend it for 5 months? Since the policy covers preexisting conditions do I need a pre-approval checkup? I also wanted to know if there are any insurance plans that cover general checkup and doctor visits.

A:
Thank you for contacting Insubuy for your insurance needs. Yes, you can purchase the plan for one week and then extend. There is actually no plan on the market for visitors that will cover pre-existing conditions. Plans will cover any new illness or injury that occur after the effective date and some plans include the Acute Onset benefit. Here is a link for more information on the Acute Onset /visitor-insurance-acute-onset-of-pre-existing-conditions/ ; There is no check-up required to purchase a plan. When you say general checkup are you referring to a well exam? If so, there is no plans available for visitors that will cover that except for the Safe Travels plans that offer $75 /safe-travel-insurance/wellness-visit/ if all of the conditions are met. The cost of a well exam is much more than the benefit provided. The plans will cover doctor visits for a covered illness or injury.
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Q:My parents-in-law are arriving here in the United States via Canada. They will spend a substantial amount of time in Canada (1-3 months) before arriving in the United States. They will depart for India from Atlanta. Pax Details: Age 70, DOB Jan-27, 1949 Age 62, DOB Mar-10, 1957 Travel Details (Tickets Attached): Arrive: 11-July NEW DELHI to TORONTO Departure: 2-Nov ATLANTA to NEW DELHI Please help us with the best quotes. We are looking for max coverage of $1,000,000 (or max available). $5000 deductible for my father in law (Pax # 1) and $1000 deductible for my mother in law (Pax # 2).

A:
Thank you for your interest in purchasing insurance through us. For age 70+ you can get maximum $250,000 coverage. For your mother you can take $1mil coverage. Our system by default give the quote with $250 deductible. But there is a dropdown box for deductible you can select the deductible you want and you will get premium immediately with that combination. Attached is the insurance quote with for your father in law and mother in law for the deductible combination you want. Please review the plan benefits and feel free to contact us if you have any further questions.
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Q:I want health insurance (not trip cancellation insurance) for Nepal trip Sept 24-Oct 19. The form on the website seems to require my trip cost (for the cancellation insurance, which i do not want). I want to include the supplemental insurance for trekking and rafting activity. How can i get a quote

A:
The medical plans can be found on our website in Travel Outside USA section /travel-health-insurance/. If there is no significant elevation or required equipment then the plans should cover trekking.
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Q:We have done the medical insurance with United Health care from INSUBUY. Please let me know the name of the registered hospitals and the name of the doctors in Houston, Texas (77025). Thanking you

A:
Thank you for contacting Insubuy for your insurance needs. You can use the following link to review the in network providers in your area. PPO Network Search: /international-medical-ppo-network/ If you need any additional assistance please contact our office.
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Q:If I purchase fixed plan insurance for 1-2 weeks can I later buy to comprehensive? For example purchase Visitor care after expiration purchase Patriot America? For now, I need it for a month. we have green card.

A:
Based on the information provided we would recommend the International Major Medical plan. You may use the link provided below to view the plan option and purchase. You may also purchase over the phone by contacting our office at +1 (866) INSUBUY.
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Q:If I purchase fixed plan insurance for 1-2 weeks can I later buy to comprehensive? For example purchase Visitor Care after expiration purchase Patriot America? we have green card. I am 39 and my wife is 38 and no health issues and visiting California. Any particular insurance or amount of coverage that you can recommend? For now, we need it for a month.

A:
Based on the information provided we would recommend the International Major Medical plan. You may use the link provided below to view the plan option and purchase. You may also purchase over the phone by contacting our office at (866) INSUBUY.
{{currentOrigin}}/answers/visitors-insurance-usa/visiting-the-us-with-green-card-46134/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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