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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Insurance for foreign patient coming in for treatment/rehab Let's say a person met with an accident in India and undergoes treatment. After a few months, if the family decides to bring him to the US for treatment/rehab, what are the insurance options for the family? I assume this will be considered pre-existing and there would be no insurance options but just wanted to check it out.

A:
You are right. There is no insurance to cover that.
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Q:Everest Trek Medical Insurance Hello, I would like to know few details about the Atlas International Travel Insurance policy. Please find the information of travel below: 1) Activity/Place/Country: I with 5-6 more friends are going for TREKKING in Nepal, to the famous Everest Base Camp (EBC). 2) Altitude To Gain: Near about 5600 Mts. (18400 Ft.) maximum. Average altitude - 3500 Mts. 3) Nature of Travel: High-Altitude Trekking, by walking 4) Start from: Kathmandu (Nepal) ; End at: Kathmandu (Nepal) 4) Duration: 20 days 5) Time: Oct-November 2016 Now here are my queries: 1) Is this particular type of travel (trekking at High altitude, in the Himalayas mountains) covered? 2) If yes, is this altitude (max 5600 Mts.) covered within insurance? 3) Is there a facility of "Emergency Evacuation" included within the plan? 4) Can the plan cover an emergency evac. by HELICOPTER at that altitude, to Kathmandu (the capital of Nepal), if one suffers a sudden and unexpected illness that requires immediate treatment or if he is in an accident and suffers an acute serious injury while trekking? Please provide me with all the details considering the place of travel and the altitude to be covered and a helicopter emergency evac. Must be included in the plan. Thanks for your reply.

A:
Thank you for your interest in purchasing insurance through us. You can purchase Atlas International plan. Brochure, instant purchase and certificate wording link, /atlas-international-insurance/ You will find all the answer in certificate wording. Please feel free to contact us if you have any further questions.
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Q:European visiting USA: Insurance needed Hi, I am visiting Canada at the moment and my home country is Ukraine I have decided to visit US Florida for a week and having hard time to find a comprehensive plan that would cover me. All plans I looked at are saying that they cant cover me since I am in Canada at a time of application. Can you tell me if you have any plans that would cover me?

A:
Thank you for contacting Insubuy for your insurance needs. There are many plans available which will not have the Canada country restriction. In order to recommend the appropriate plan we will need more information. Have you decided between either a Fixed or Comprehensive coverage plan? You may also obtain a plan recommendation by contacting our office at (866) INSUBUY and speaking with a licensed agent. Comprehensive with 100 percent coverage please. You can’t purchase Atlas America plan. You can purchase Patriot America Plus plan or Patriot Platinum plan. Patriot America plus- /patriot-america-plus-insurance/ - Start with mini. $50k Patriot Platinum- /patriot-america-platinum-insurance/ - Start with $1mil. You can compare these plans at, www.insubuy.com Please feel free to contact us if you have any further questions.
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Q:I would like to get a simple/basic insurance in case something happen while I will be traveling to California from the 25 of November until the 11 of December.

A:
You can purchase Patriot America plus plan. You can also find other plans at www.insubuy.com Atlas America Plan has restriction for the Australian Resident So you can purchase any of the plan other than Atlas Series. Please feel free to contact us if you have any further questions.
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Q:Atlas Essential America Hi There, Quick question - how much does this insurance cover for doctor visits? It says $50 copay, not subject to deductible. Does it mean the insurance would pay only $50 for a doctor's/urgent care, no matter if we have reached the deductible or not? And we would need to pay the remaining amount?

A:
Hello, Thank you for contacting Insubuy. The $50.00 copay is a U.S. urgent care exception so this is only applicable for and urgent care visit. A doctors visit would have your deductible that would apply in that case. Please feel free to contact our office if you need assistance.
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Q:Maternity Insurance for visitor Dear Sir/ Madam, Kindly I would like to ask about Maternity Insurance if available for US visitors/ foreign and how to get this kind of insurance if exist, also how much it costs.

A:
Hello, Thank you for contacting Insubuy for your insurance needs. Unfortunately, there is not a plan on the market that will cover any maternity related cost for a visitor into the United States. This will be an expense that you will have to pay for completely out of pocket. Atlas America on cover for pregnancy complications up to the first 26 weeks of pregnancy. For more information about this benefit please see the link to the FAQ. Feel free to contact our office if you need any further assistance. Pregnancy Coverage FAQ: /us-visitor-insurance-for-pregnancy-coverage/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

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