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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I want to get my son insurance for his time in college. He is in Indiana University. We are based in Singapore and he is a US citizen. Can I get international student insurance for him? Regards

A:
Unfortunately not, because your son is a US citizen, he will have to purchase a domestic insurance plan. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:Following question is for Trawick Safe Travels Deluxe Plan1. is travel insurance the primary insurance for medical and dental for the travellor outside of US? ie. travel insurance will reimburse before individual personal insurance. The difference between the 2 is that personal insurance has a deductible and travel insurance does not?2, What about other coverage e.g trip cancellation/interruption if trip is paid for with a credit card that also has travel protection? Does insurance pay the full amount or only the difference not covered by the credit card 3. does the itinerary change coverage only apply to cruises?

A:
Thank you for contacting Insubuy for your insurance needs. You may view and quote the Travel Medical Insurance plans by entering the applicable details. There is not vision and dental coverage available for travel outside the United States, for such expense you will have to pay from your pocket. The products can offer medical coverage for the new things contracted after their effective dates. They will exclude the coverage for pre-existing conditions, preventative and routine care. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:I tried to get a quote on line but it would not let me enter dates. It accepted my province and the state I am going to but would not let me enter dates.

A:
If you are having trouble quoting in the Travel Medical Insurance section of our website, you may also call our office at +1 (866) 467-8289 for an agent to assist you over the phone. Please let us know if you still need assistance.
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Q:My dad is a visitor to USA and is currently in USA for a month. He is suffering from tooth pain and might need fillings. The health insurance covers only dental treatments caused by accidents. Can you please suggest a good dental plan that can cover treatment for visitors?

A:
Thank you for contacting Insubuy. You may purchase the Careington Dental and Vision Discount Plan. This plan provides discounts for dental and vision treatment that is done at in-network providers. You may purchase this plan online or over the phone by contacting our office at +1 (866) INSUBUY 467-8289. If you have any additional questions, please let us know.
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Q:If the insured get pregnant after purchasing the policy, is this covered for the doctor visits and deliver the baby

A:
This is dependent on a lot of factors, as some plans could offer pregnancy coverage in the International Student Insurance. Please review the applicable plans. Should you have additional questions, you may also call our office at +1 (866) 467-8289.
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Q:I am US citizen living out of US. I intend to visit US for three months. I want medical coverage for my trip to US. I want 1000 Ductable type medical coverage.

A:
Thank you for contacting Insubuy for your insurance needs. There are a few options available for US citizens visiting the USA. As long as your primary residence country is outside the United States, you may purchase the Patriot America Plus plan for your trip. Alternatively, you may view and quote applicable options in the Visitors Insurance section of our website by entering your applicable details. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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