There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Can I select Mailing Address and the option is - "Other" (since I have taken this quote on behalf of my mother ) giving my USA address? What are the details that I need to provide in "Beneficiary for Accidental Death"?

A:
The address you list would be your U.S. address. The selection you can make of applicant vs. other is whose name you want on the mail with the U.S. address. So your address but with it either addressed to you or your mother, your choice. The plan comes with an accidental death and dismemberment policy built into it. If something were to happen and the insured were to perish due to an accidental death during the policy period it pays out an amount as a benefit. The beneficiary is who those funds would go to. If you have any further questions feel free to contact us.
{{currentOrigin}}/answers/visitors-medical-insurance/b2-insurance-mailing-address-85152/

Q:Just wondering if you can assist on the Market place health insurance on high deductible for emergencies for my mother She is over 65 years old , Green card holder but do not qualify for the medicare. I would prefer to buy Bluecross blue shield or similar using new Act in the policy compare to Loyed or other provider. March 25, 2016 GC: 2 years Age: 66 DOB: Jan 1 1950 I am looking Obamacare insurance under the affordable care act i.e Aetna or Bluecross not the visitor one (I already have that one)

A:
Unfortunately, there are not any plans that we can offer to your mother at this time. If you need any further assistance please feel free to contact our office.
{{currentOrigin}}/answers/other-insurance/health-insurance-high-deductible-green-card-holder-93558/

Q:If I was to take out an Atlas America travel plan With Acute onset of pre existing conditions, as I understand it , I would be covered for a sudden heart attack as long as I had not seen a doctor with symtoms prior to the start of cover ? What sort of dollar amount would I need to cover hospitalisation for this type of emergency?

A:
The acute onset of pre-existing condition coverage is defined as a sudden and unexpected occurrence, something which occurs without advance warning and requires emergency care. Treatment must also be obtained with 24 hours of the occurrence. We would recommend any policy maximum $100,000 or higher in order to cover the cost of a potential hospitalization.
{{currentOrigin}}/answers/visitors-medical-insurance/b2-insurance-acute-onset-coverage-53492/

Q:Can I purchase a different plan and pay month to month?

A:
Majority of the plans listed in the quote below are renewable. You would initially purchase for one month, and then renew the coverage month to month as needed. Depending on the plan you purchase there may be a $5.00 renewal charge for each renewal processed. If you have any additional questions please let us know. You may contact our office at (866) 467-8289.
{{currentOrigin}}/answers/visitors-medical-insurance/b2-insurance-month-to-month-40522/

Q:Hi I am interested in buying visitor health cover and have a couple of questions . I am a resident of New Zealand but travel on a British passport, will this cause any problems? Amount of cover required ? I am 62 and have a pre existing heart condition and have no real idea of medical costs in the U.S.A what would be an adequate cover ( we are visiting Hawaii for 12 days) Thanks

A:
Thank you for contacting Insubuy. We are a broker and have all of the major plans on the market. These plans are designed to cover you anywhere outside of your home country (New Zealand). There are two categories of short term health insurance plans for a visitor to the U.S. You may purchase either a fixed or comprehensive coverage plan. The fixed plan options will be less expense, and pay a fixed dollar amount as per the schedule of benefits. The comprehensive plan options will pay a percentage of the cost after the selected deductible. Either plan option will cover any new illness, injury or accident which occurs after the effective date of the policy. The plans will not cover a pre-existing condition, immunizations, routine doctors' visits, or medications in relation to a pre-existing condition. Please use the link below to view the plans available. The two most popular comprehensive plan options would be the Atlas America, and Patriot America Plus. If you have any additional questions please let us know. You may contact our office directly at (866) 467-8289. Insurance for Visitors to the USA
{{currentOrigin}}/answers/visitors-health-insurance/b2-insurance-new-zealand-resident-uk-citizen-48743/

Q:I need information about medical insurance. As I came to USA on H1B in last week of Feb 2016, but my employer saying, he is going to provide medical insurance after 3-4 months only. So can I buy insurance on for next 2-3 months?

A:
You can purchase Patriot America plan until you are eligible to enroll in your employer insurance. You can also find more plans below at: New Immigrant Insurance Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/visitors-health-insurance/h1b-insurance-temporary-coverage-48837/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More