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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I would like to buy your short-term insurance but I'm hesitating which one is the best for me and my family. We became Lawful Permanent Residents of the US in 2017 (through Green Card). We had a trip first to the US (I can be called "activation trip" for Green Card) for 2 weeks in July 2017. Later, we got back to our country for preparation for permanent moving to the US. Right now we are moving to the US and I need temporary insurance for me and my family (wife and child) before I enroll to ACA plan (I can enroll only after arrival, not before). Which plan should I pick up for temporary (up to 1 month) protection of health insurance in our case? Insurance for New Immigrants plans? Or Insurance for Green Cards visitor plans? I believe insurance for New Immigrants plan. However, I'm not sure about it, because we activated our immigrant status in 2017 by activation trip (where we got the Green Cards). I'm not sure what exactly does mean "immigrant" in case of health insurance - achieve immigrant status or starting permanent living as the immigrant?

A:
You can search within New Immigrant section.
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Q:I need help in buying, insurance for my dad 72 yrs old. He will be arriving tomorrow in Arizona. Can you please tell me which insurance will have best coverage?

A:
The plan we would recommend is the Safe Travels USA Comprehensive plan. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/visitors-medical-insurance/safe-travels-usa-comprehensive-insurance-for-visitors-to-usa-95425/

Q:Is there any "Comprehensive" plan which have PPO network AND I can show the card to process it (instead of filing it later manually).

A:
Thank you for contacting Insubuy. Typically the comprehensive plans on the Insubuy we will have PPO networks that they participate in indicated on the along with the plan details. Typically in network providers are the ones that will bill directly to the insurance for covered services. If you have a particular plan that you are interested in you can send us the name and we can verify if it has a PPO network. If you would like assistance from a licensed agent on selecting a plan with a PPO you can contact our office at (866) INSUBUY.
{{currentOrigin}}/answers/visitors-insurance/comprehensive-coverage-with-direct-billing-82510/

Q:I'm looking to perhaps purchase a plan from you. I entered in my search criteria and the suggested plan was a comprehensive plan through Patriot America. I live in the US and I am traveling first from Colorado to Hawaii for 2 weeks and then internationally for the next several weeks. In the certificate wording it says that the Area of Coverage is everywhere except the country of residence, yet everything else talks about treatment in the US. Does the plan through Patriot America cover me during my traveling in the United States or not?

A:
Thank you for contacting Insubuy. If you are a resident of the United States this plan nor any other short term international plan will cover you in the United States. Coverage is for travel outside of your home country. If you are traveling internationally you will need to take a look at the plan Patriot International. This plan will cover you anywhere outside of your home country.
{{currentOrigin}}/answers/visitor-insurance/patriot-international-for-travel-outside-usa-33961/

Q:I'm a US citizen (plus my dependent 4 year old son also a US citizen) living abroad indefinitely and traveling to the US for about 3 weeks. I want the comprehensive medical coverage plan with $250 deductible and max payout of at least $200,000

A:
There is a plan that you can purchase as a U.S. citizen visiting for a short while called the Patriot America Plus plan. These plans will only cover the new accidents and new illnesses that happen after the effective date of the policy. There is a plan called Patriot America that will cover you while you are here for a short visit. If you have any questions please feel free to contact our office.
{{currentOrigin}}/answers/visitors-health-insurance/united-states-citizens-visiting-the-us-medical-coverage-under-the-patriot-america-plus-plan-28773/

Q:I am traveling to France and Germany, but when I am trying to get the insurance it only asks for one destination, I just want to be sure I will be covered in both countries if anything happens. How can I do this?

A:
These plans will cover you anywhere outside the home country.
{{currentOrigin}}/answers/europe-visa-insurance/schengen-insurance-coverage-area-12105/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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