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Visitor Medical Insurance. Visitors Insurance for USA visitors. Visitor Health Insurance for relatives visiting USA

Relatives visiting USA?

Purchase visitors medical insurance for relatives visiting the USA and protect them from unexpected high costs. Instant quotes from multiple companies, compare visitors insurance plans side by side and instantly purchase online.

International Students (F1/F2)

International Students (F1/F2)

International student insurance that meets the requirements of many US universities. Waiver form completion help available.

Exchange Visitors (J1/J2)

Exchange Visitors (J1/J2)

J visa insurance fully meets U.S. Department of State requirements including medical evacuation and repatriation.

Travel Outside USA

Your domestic health insurance may not cover you overseas. Purchase affordable travel medical insurance.

Schengen Visa

Schengen visa insurance is required in order to get a Schengen visa. Get an instant visa letter after purchase.

Trip Insurance

Trip cancellation insurance can protect against trip cancellation, trip interruption, evacuation, repatriation and more.

Immigrants to USA

Whether you are a new permanent resident, have a green card and are simply visiting the USA, have moved to USA on a Fiancé visa, or are a temporary worker such as H or L visa, we have medical insurance for you.

New Immigrants

If you are over 65+ and have not worked in the US for 40 quarters, you would not qualify for Medicare. You can enroll into new immigrants medical insurance for up to 5 years.

Visiting with Greencard

If you have a greencard, but are simply visiting the USA for a short period, we have specific travel medical insurance plans that would cover your stay in the US.

Fiance Visa

As individuals entering the US on Fiancé visa may not qualify for major medical insurance through their spouse until getting married, they can purchase temporary medical insurance.

Temporary Workers

If you are on H, L or other similar visa in the US and don’t qualify for PPACA compliant insurance, you may be able to purchase short term medical insurance.

Educational

If you are studying outside the US or are on OPT in the US while on an F1 visa, you can purchase medical insurance. Alternatively, standalone evacuation and repatriation plan can help those that already have medical insurance.

Study Abroad

If you are studying abroad for any duration, study abroad insurance can help cover unexpected medical emergencies.

OPT

Once you have graduated from a US school and are on OPT, you can purchase specific medical insurance plan to cover you.

Evacuation / Repatriation

If you already have medical insurance through your school, purchase standalone medical evacuation and repatriation insurance to meet insurance requirements.

Travel

Whether you are traveling domestically or internationally, various types of travel insurance plans can protect you.

Flight Accident

Flight insurance primarily provides a lump sum benefit to the beneficiary in case of a flight accident.

Multi Trip

For those traveling frequently throughout the year, annual multi-trip insurance plans are most suitable.

AD&D

AD&D insurance plans offer a limited form of life insurance that provides Accidental Death & Dismemberment benefits.

Group Travel

If you are a group of five or more travelers, purchasing group travel insurance would cost less, while providing the same benefits as individual travel insurance.

Missionary Travel

Missionary travel insurance protects missionaries traveling overseas for a short duration and provides medical, evacuation and repatriation coverage, among other plan benefits.

Kidnap & Ransom

Are you traveling to an area where you are worried that you or your family member might be kidnapped and held for ransom abroad? Kidnap and ransom insurance can provide valuable coverage when you need it most.

International Health Insurance

Whether you are on a corporate assignment, retiree, marine crewmember, or career missionary primarily living outside the US, you should consider purchasing international private medical insurance (iPMI), which are long term major medical insurance plans.

Expatriates

Coverage for individuals and families living outside the US the majority of the time such as expatriates, retirees, or others. Expatriate health insurance can provide annually renewable major medical insurance.

Marine Crew

When you are a marine crewmember, captain, or in the cruise industry, you are mostly outside the US, long term international health insurance can provide valuable coverage where you need it.

Career Missionaries

Career missionaries should consider purchasing annually renewable, long term major medical insurance plan. These plans provide coverage for preventive care, wellness checkups, and optional maternity coverage.

US Domestic

US residents that live in the US can consider purchasing short or long term medical insurance, life or disability income protection plans, dental plans, and even group medical plans.

Short Term Medical

Individuals between jobs, recent graduates or those who missed open enrollment can purchase short term medical insurance plans.

Long Term Medical

Long term major medical insurance plans are PPACA compliant and are available only during open enrollment period for most, or when you qualify for a special enrollment period.

Life

Term life insurance, term life with return of premium, and universal life insurance plans are available from a reputed life insurance company.

Disability

If you were to get sick or injured and can no longer work, disability insurance can provide income protection. Primary, as well as supplemental coverage can be purchased.

Group Medical

Companies of any size can offer a valuable benefit to employees and their dependents by providing them with group medical insurance.

Dental

US residents, visitors and anyone else present in USA can enroll into dental and vision discount plans and can save significant amounts when visiting in-network providers.

Insurance Guide

Browse our extensive catalogue of articles that cover a wide range of topics like travel and medical insurance, students and exchange visitors insurance, claims, destinations, and activities.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You would not be eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don’t need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More

To continue with the application please scroll down to confirm this notice

CALIFORNIA RESIDENTS SPECIAL NOTICE

1. THE INSURANCE POLICY THAT YOU ARE APPLYING TO PURCHASE IS BEING ISSUED BY AN INSURER THAT IS NOT LICENSED BY THE STATE OF CALIFORNIA. THESE COMPANIES ARE CALLED "NONADMITTED" OR "SURPLUS LINE" INSURERS.

2. THE INSURER IS NOT SUBJECT TO THE FINANCIAL SOLVENCY REGULATION AND ENFORCEMENT THAT APPLY TO CALIFORNIA LICENSED INSURERS.

3. THE INSURER DOES NOT PARTICIPATE IN ANY OF THE INSURANCE GUARANTEE FUNDS CREATED BY CALIFORNIA LAW. THEREFORE, THESE FUNDS WILL NOT PAY YOUR CLAIMS OR PROTECT YOUR ASSETS IF THE INSURER BECOMES INSOLVENT AND IS UNABLE TO MAKE PAYMENTS AS PROMISED.

4. THE INSURER SHOULD BE LICENSED EITHER AS A FOREIGN INSURER IN ANOTHER STATE IN THE UNITED STATES OR AS A NON-UNITED STATES (ALIEN) INSURER. YOU SHOULD ASK QUESTIONS OF YOUR INSURANCE AGENT, BROKER, OR “SURPLUS LINE” BROKER OR CONTACT THE CALIFORNIA DEPARTMENT OF INSURANCE AT THE FOLLOWING TOLL-FREE TELEPHONE NUMBER 1-800-927-4357. ASK WHETHER OR NOT THE INSURER IS LICENSED AS A FOREIGN OR NON-UNITED STATES (ALIEN) INSURER AND FOR ADDITIONAL INFORMATION ABOUT THE INSURER. YOU MAY ALSO CONTACT THE NAIC’S INTERNET WEB SITE AT WWW.NAIC.ORG.

5. FOREIGN INSURERS SHOULD BE LICENSED BY A STATE IN THE UNITED STATES AND YOU MAY CONTACT THAT STATE’S DEPARTMENT OF INSURANCE TO OBTAIN MORE INFORMATION ABOUT THAT INSURER.

6. FOR NON-UNITED STATES (ALIEN) INSURERS, THE INSURER SHOULD BE LICENSED BY A COUNTRY OUTSIDE OF THE UNITED STATES AND SHOULD BE ON THE NAIC’S INTERNATIONAL INSURERS DEPARTMENT (IID) LISTING OF APPROVED NONADMITTED NON-UNITED STATES INSURERS. ASK YOUR AGENT, BROKER, OR “SURPLUS LINE” BROKER TO OBTAIN MORE INFORMATION ABOUT THAT INSURER.

7. CALIFORNIA MAINTAINS A LIST OF APPROVED SURPLUS LINE INSURERS. ASK YOUR AGENT OR BROKER IF THE INSURER IS ON THAT LIST, OR VIEW THAT LIST AT THE INTERNET WEB SITE OF THE CALIFORNIA DEPARTMENT OF INSURANCE: www.insurance.ca.gov.

8. IF YOU, AS THE APPLICANT, REQUIRED THAT THE INSURANCE POLICY YOU HAVE PURCHASED BE BOUND IMMEDIATELY, EITHER BECAUSE EXISTING COVERAGE WAS GOING TO LAPSE WITHIN TWO BUSINESS DAYS OR BECAUSE YOU WERE REQUIRED TO HAVE COVERAGE WITHIN TWO BUSINESS DAYS, AND YOU DID NOT RECEIVE THIS DISCLOSURE FORM AND A REQUEST FOR YOUR SIGNATURE UNTIL AFTER COVERAGE BECAME EFFECTIVE, YOU HAVE THE RIGHT TO CANCEL THIS POLICY WITHIN FIVE DAYS OF RECEIVING THIS DISCLOSURE. IF YOU CANCEL COVERAGE, THE PREMIUM WILL BE PRORATED AND ANY BROKER’S FEE CHARGED FOR THIS INSURANCE WILL BE RETURNED TO YOU.

07/11
LSW1146D

Cuba Notice

Travel to Cuba remains subject to restrictions imposed by U.S. sanctions, administered by the US Treasury. Only those who qualify for travel authorized under US Treasury's regulations and who comply with the terms of such authorization can legally travel to Cuba. Individuals traveling to Cuba must meet the following criteria in order to qualify for travel authorized under one of the general licenses outlined below:

Criteria for travel authorized by the US Treasury

If you have read and agree to the terms of both Notices: California and Cuba, please click the continue button if you wish to complete the application process. Otherwise, please click cancel to abort the application process.

To continue with the application please scroll down to confirm this notice

CALIFORNIA RESIDENTS SPECIAL NOTICE

1. THE INSURANCE POLICY THAT YOU ARE APPLYING TO PURCHASE IS BEING ISSUED BY AN INSURER THAT IS NOT LICENSED BY THE STATE OF CALIFORNIA. THESE COMPANIES ARE CALLED "NONADMITTED" OR "SURPLUS LINE" INSURERS.

2. THE INSURER IS NOT SUBJECT TO THE FINANCIAL SOLVENCY REGULATION AND ENFORCEMENT THAT APPLY TO CALIFORNIA LICENSED INSURERS.

3. THE INSURER DOES NOT PARTICIPATE IN ANY OF THE INSURANCE GUARANTEE FUNDS CREATED BY CALIFORNIA LAW. THEREFORE, THESE FUNDS WILL NOT PAY YOUR CLAIMS OR PROTECT YOUR ASSETS IF THE INSURER BECOMES INSOLVENT AND IS UNABLE TO MAKE PAYMENTS AS PROMISED.

4. THE INSURER SHOULD BE LICENSED EITHER AS A FOREIGN INSURER IN ANOTHER STATE IN THE UNITED STATES OR AS A NON-UNITED STATES (ALIEN) INSURER. YOU SHOULD ASK QUESTIONS OF YOUR INSURANCE AGENT, BROKER, OR “SURPLUS LINE” BROKER OR CONTACT THE CALIFORNIA DEPARTMENT OF INSURANCE AT THE FOLLOWING TOLL-FREE TELEPHONE NUMBER 1-800-927-4357. ASK WHETHER OR NOT THE INSURER IS LICENSED AS A FOREIGN OR NON-UNITED STATES (ALIEN) INSURER AND FOR ADDITIONAL INFORMATION ABOUT THE INSURER. YOU MAY ALSO CONTACT THE NAIC’S INTERNET WEB SITE AT WWW.NAIC.ORG.

5. FOREIGN INSURERS SHOULD BE LICENSED BY A STATE IN THE UNITED STATES AND YOU MAY CONTACT THAT STATE’S DEPARTMENT OF INSURANCE TO OBTAIN MORE INFORMATION ABOUT THAT INSURER.

6. FOR NON-UNITED STATES (ALIEN) INSURERS, THE INSURER SHOULD BE LICENSED BY A COUNTRY OUTSIDE OF THE UNITED STATES AND SHOULD BE ON THE NAIC’S INTERNATIONAL INSURERS DEPARTMENT (IID) LISTING OF APPROVED NONADMITTED NON-UNITED STATES INSURERS. ASK YOUR AGENT, BROKER, OR “SURPLUS LINE” BROKER TO OBTAIN MORE INFORMATION ABOUT THAT INSURER.

7. CALIFORNIA MAINTAINS A LIST OF APPROVED SURPLUS LINE INSURERS. ASK YOUR AGENT OR BROKER IF THE INSURER IS ON THAT LIST, OR VIEW THAT LIST AT THE INTERNET WEB SITE OF THE CALIFORNIA DEPARTMENT OF INSURANCE: www.insurance.ca.gov.

8. IF YOU, AS THE APPLICANT, REQUIRED THAT THE INSURANCE POLICY YOU HAVE PURCHASED BE BOUND IMMEDIATELY, EITHER BECAUSE EXISTING COVERAGE WAS GOING TO LAPSE WITHIN TWO BUSINESS DAYS OR BECAUSE YOU WERE REQUIRED TO HAVE COVERAGE WITHIN TWO BUSINESS DAYS, AND YOU DID NOT RECEIVE THIS DISCLOSURE FORM AND A REQUEST FOR YOUR SIGNATURE UNTIL AFTER COVERAGE BECAME EFFECTIVE, YOU HAVE THE RIGHT TO CANCEL THIS POLICY WITHIN FIVE DAYS OF RECEIVING THIS DISCLOSURE. IF YOU CANCEL COVERAGE, THE PREMIUM WILL BE PRORATED AND ANY BROKER’S FEE CHARGED FOR THIS INSURANCE WILL BE RETURNED TO YOU.

07/11
LSW1146D

If you have read and agreed to the terms of this notice and wish to continue, please click the continue button. Otherwise, please click cancel to abort the application process.

Cuba Notice

Travel to Cuba remains subject to restrictions imposed by U.S. sanctions, administered by the US Treasury. Only those who qualify for travel authorized under US Treasury's regulations and who comply with the terms of such authorization can legally travel to Cuba. Individuals traveling to Cuba must meet the following criteria in order to qualify for travel authorized under one of the general licenses outlined below:

Criteria for travel authorized by the US Treasury

I certify that I have read the above and that all individuals applying for coverage qualify for travel authorized under one of the general licenses per US Treasury regulations.

Reset Application

Pressing “CONFIRM” will reset the whole application and erase all the data previously entered.

If you have already saved this application, you will still be able to retrieve the application with the information previously entered. Details for retrieval would have been given at the time of saving, which can be done any time after the initial quote.