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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:My partner and I had a trip to Costa Rica planned for April 10-17, 2021. We have had to cancel it due to an illness with him. Can I get reimbursement of any kind?
Q:I am the Program Administrator for a marine conservation NGO called MarAlliance based in the US. We regularly organize marine wildlife monitoring expeditions wherein we have volunteers (mostly from the US and Canada), join the staff on these trips. The expedition locations are mostly in the Caribbean and Central America. We are hoping to get some liability insurance to cover, small boat travel, scuba diving and snorkeling for our volunteers and staff. Please get back to me as soon as possible.
Q:Hello, do any of your plans include cost of extra hotel stay if we test positive for covid 19 during our trip and are quarantined and not allowed to fly back to the United States?
Q:I am a permanent resident (green card holder) of the US but I have moved to live in Thailand the past 4 years. During that period, I have been in the US for a max of 2 months. I am now in Thailand and plan to travel back to America for 2 months and would like to buy medical insurance for COVID. After the trip, I will fly back to Thailand and stay for a few more years. My passport is Malaysia. A lot of the policies says something about it not qualifying for "US residents" (there are a few definitions of this) and "home country". Am I eligible to buy these insurance policies for my trip?
Q:Looking for a very specific life-insurance. Thank you for your help.Hi,I am a French citizen, living in Bulgaria. Having a personal enterprise declared in France, I am nevertheless a French tax resident.I am a 39 year old male in excellent health, non-smoker.My research is very specific: I am looking for a life insurance policy of which the primary beneficiary would be a non-profit organization based in the USA.Thank you in advance for any help you could give me in my research.Regards,Damien Casoni
Q:If a patient 71 years of age is traveling with pre-existing case of lymphoma/CLL. What scenarios would the Acute onset coverage cover for this patient? Would Physical Therapy or Chiropractic care be covered? (I would assume so)Would hospitalization due to sudden arrhythmic heart beat be covered?Would a severe bacterial Infection be covered?Please help me get these answers asap.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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