There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I usually buy visitors insurance for my mother visiting USA from your website. Last time I bought a comprehensive policy from you for 6 months. This time she will be visiting again in February and I would like to buy again for 5 months. I will most probably buy the same policy as last time (Atlas America) However this time she will be going with us, while she is in USA, on a cruise to Bahamas for 3 days in April. Is there any option for me to have her covered during the cruise also? Will the policy cover her during travel (to Bahamas)? Also is there an option to add on emergency evacuation from Cruise if required? Please let me know my options. She is 70 years and not a US resident.

A:
The Atlas America plan will cover her everywhere in the world outside of her home country so she will be covered during the cruise. The plan already includes coverage for emergency medical evacuation so it's not necessary to add that. If you have additional questions please feel free to contact our office. You can find other plans and compare them side by side on our website here.
{{currentOrigin}}/answers/visitors-insurance-usa/atlas-america-plan-insurance-coverage-for-cruise-and-emergency-evacuation-24104/

Q:I have arrived back in Beirut, Lebanon from my daughter's home in San Diego, CA. I would like to thank you for insuring me for my trip to the USA, but was also wondering if you would be able to cover me in my home county?

A:
Unfortunately, there will not be a plan that we can offer you to cover you within your home country of Lebanon.
{{currentOrigin}}/answers/international-travel-medical-insurance/health-insurance-covering-individual-in-home-country-lebanon-52233/

Q:I am purchasing an insurance for my girlfriend. I would like to know if the Atlas America plan covers gynecologist visits. I cannot find anything in the documents about OBGYN, can you help me?

A:
Short term plans are designed to cover new accidents and new illness that happen after the effective date of the policy. Plans will not cover pre-existing conditions, preventative care, maternity, routine doctor's visits nor any medication related to a pre-existing condition. If she currently has a need to visit an OBGYN it would not be covered under this policy.
{{currentOrigin}}/answers/international-travel-medical-insurance/insurance-that-covers-gynecologist-visits-38086/

Q:I'm looking for a medical insurance for my parents as a requirement for Schengen visa, We are travelling to Rome and France in April 2018, my mom is 78 and my dad is 82. They are both US Immigrants.

A:
There is a plan called Safe Travels International Cost Saver that is available and will meet the Schengen visa requirements. This plan will cover any new accidents and new illness that occur after the effective date of the policy. If you need any additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/europe-visa-insurance/schengen-visa-insurance-for-80-plus-82125/

Q:In order to fulfill my J1 Visa I am required to get medical evacuation or repatriation insurance. I have just filled my information on your site and received a quote for the total policy of $$$. Before proceeding any further I am just looking to confirm that this is in fact the total cost and not the cost I would have to pay per month? I look forward to hearing back from you.

A:
Thank you for contacting Insubuy. The price would be for the total duration entered at the beginning of the application. This would not be a monthly billing.
{{currentOrigin}}/answers/j-visa-insurance/medical-evacuation-or-repatriation-insurance-total-price-44190/

Q:Could you please send me the link for more information on the Safe Travel US comprehensive plan. I want to know which type of illness/injury would be covered. I am curios to know how can I find which plan I am eligible for. In fact, when I am filling out the online form for getting the quote it gives me several options including the plan you suggested me. So, does it mean that for each plan which I want to register for I have to verify with you first? To have as reference again, I would appreciate if you confirm that can get the Safe Travel US comprehensive plan for my wife.

A:
I'm sending you the link to the Safe Travels USA Comprehensive plan. As explained over the phone the plan will cover any new illness or injury that occurs after the effective date. Plans do not cover any pre-existing conditions, preventative care, or routine maintenance. So for example, if she already has something going on or she needs to follow up on a current condition then that will not be covered under any plan. As far as available plans, she is eligible for two plans: The International Major Medical or the Safe Travels plans. The other options you see have Geographic restrictions for Iran. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/visitors-insurance/questions-about-safe-travels-usa-comprehensive-plan-50390/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More